1. The relevant ministries and commissions will formulate a more comprehensive medical insurance policy to reduce the personal out-of-pocket medical expenses, so that the people can get better medical insurance. Regular medical checkups will be included in the scope of reimbursement of medical insurance, to improve the people's enthusiasm for regular medical checkups to prevent the occurrence of diseases in the later stage, which can not only reduce the people's burden of medical care, but also reduce the country's expenditure on medical insurance.
2. Appropriately broaden the medical insurance drug catalog, and include some necessary pre-diagnostic examinations and advanced treatment technologies (such as minimally invasive treatment) in the scope of reimbursement of medical insurance. At the same time, the supervision of hospitals on reasonable examination, reasonable treatment, reasonable medication and reasonable charges will be strengthened, so as to reduce the out-of-pocket medical expenses.
In addition, urban and rural residents basically belong to the middle- and low-income groups, and although the cost of paying for medical insurance is low, this group of people deserves more attention from society as a whole.
Therefore, it is suggested that the state should increase the subsidies for urban and rural residents' health insurance, and increase the reimbursement ratio of urban and rural residents' health insurance, so as to alleviate the burden of medical expenses on urban and rural residents.