I think Ganzhou Huimin Insurance is an inclusive medical insurance specially customized for Ganzhou residents, with low threshold, low premium and high insurance amount. Individuals can apply for claims if their out-of-pocket exceeds RMB 20,000, with a maximum insured amount of RMB 3 million. Free health services are provided, and health insurance and compensation are available. It is cost-effective and reduces the burden of family medical expenses.