Shocking launch on July 1st. The listing of this insurance policy meets all the needs of surgical hospitalization, and at the same time, you can also receive surgical hospitalization per diem allowance. If you are hospitalized for your own surgery, you can still receive a salary, and if your family is accompanying you, you can also receive a salary. Since this insurance is so good, get to know about it.
You must be very curious about how the liability of this surgical insurance is delineated, and what kind of surgeries can meet the conditions and enjoy reimbursement? The reporter consulted Ping An Life customer service, customer service personnel said,
The anesthesia conditions cut the body surface, with the help of surgical instruments or equipment to remove diseased tissue, repair damage, implantation of foreign objects, change the structure of the internal organs of the therapeutic operation. Includes treatment performed via catheterization or endoscopy. Simply summarize
Anyone who has undergone surgical treatment can apply for a claim. Among them, childbirth, miscarriage, surgical treatment due to alcohol consumption, and drug-induced illnesses are not covered.
Product features
1. 600 RMB per day subsidy, hospitalization as salary
After the waiting period for surgery and hospitalization, from the fourth day onwards, you can get a high subsidy of 600 RMB per day, which is equivalent to a monthly salary of 18,000 yuan! The Band-Aid can be used to subsidize losses whether you are hospitalized for your own surgery or your family members are on leave from work to accompany you!
2, the expiration of survival, the amount of return
Survival of the expiration of the coverage period or death during the contract period, return all premiums!
3, cheap rates, adequate protection
Minimum investment of $ 4 per day, pay 10 years to enjoy the protection of 70 years old.
Coverage
Insurance age: 0-50 years oldPayment period: 10 years, 15 years, 20 yearsProtection period: to age 60 or to age 70
Insurance case
Mr. Wang, 30 years old, insured a Ping An Band-Aid Medical Insurance Plan for himself, the insurance period to 70 years old, the annual premium of 2,178 yuan, pay 15 years, the The accumulated premium is 32,670 yuan.
Assuming that Mr. Wang is hospitalized for 13 days at the age of 35 for a surgery agreed in the contract, the insurance company will pay a surgical hospitalization per diem benefit of RMB 6,000;
If Mr. Wang dies in the eighth policy year, the insurance company will pay a death benefit of RMB 17,424;
If Mr. Wang is still alive at the expiration of the insurance period, the insurance company will pay a maturity survival insurance benefit of 32,670 yuan.
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