Hospitals obtaining loans from banks need to be accounted for separately legal
Hospitals as the main body of the loan is no problem, the State Office of the State Council [2015] No. 33 mentioned in the text of the strict prohibition of county-level public hospitals to raise their own debt to build and debt to purchase large-scale medical equipment, which the key point mentioned can not be on their own, but through the competent departments agreed to There is no problem. At the same time about this document we can actually explain to the bank authorities. The most critical also depends on whether your bank has its own risk appetite and internal system.
Can I apply for a loan for medical treatment?
Yes, this is a personal medical loan. You need to go to the hospital to get and fill in the loan application form approved by the hospital's signature, with the diagnosis certificate and hospitalization certificate issued by the hospital to apply for a loan at the bank that carries out this business. The conditions for applying for the loan business: a natural person aged 18 to 65; the actual age of the borrower plus the loan application period should not exceed 70 years old; a stable occupation, a stable income, the ability to repay the principal and interest of the loan on schedule; a good credit score, no bad records, and the use of the loan is legal; and other conditions stipulated by the bank.
Do banks need capital to issue project loans to public hospitals?
Required. The bank issued a project loan to the public hospital, need capital, the bank project loan project capital requirements: the state regulations construction projects must have capital, that is, the investor's non-debt funds. Different industries require a different proportion of capital funds to the total investment in the project.
Hospital loans to banks need to pay stamp duty
Need to pay.
Stamp duty is to economic activities in the signing of a variety of contracts, property rights transfer documents, business books, rights licenses and other taxable vouchers and documents for the object of the tax levied. Stamp duty by the taxpayer in accordance with the provisions of the taxable percentage and the fixed amount of their own purchase and paste the stamp duty stamps, that is, to complete the tax obligation. Even schools, hospitals and kindergartens, which are public institutions, need to pay stamp duty whenever they sign purchase and sales contracts or engineering contracts.
Hospital loans to the bank what reason loans delayed
Banks are strapped for cash. Loan, meaning banks, credit unions and other institutions to lend money to units or individuals who use money, usually stipulated interest, repayment date. Hospitals to the bank loan loan delayed because of the bank's financial constraints. Loan in the broad sense refers to the general term for loans, discounts, overdrafts and other lending funds. Banks by way of loans will be concentrated currency and monetary funds put out, can meet the social expansion of reproduction on the need for additional funds to promote the development of the economy.