(1) ct expenses incurred during hospitalization can generally be reimbursed by medical insurance;
(2) If it is not the ct expenses incurred during hospitalization, but only the outpatient ct, then the medical insurance will generally not be reimbursed;
(3) It should be noted that ct medical expenses are strictly self-funded medical expenses, so only medical insurance that can cover self-funded medical expenses can be reimbursed, otherwise the insured will have to bear the related medical expenses.
The application steps of medical insurance for serious illness are as follows:
1, apply for registration. The insured brings the original and photocopy of his ID card to the business hall of the insurance company, selects the medical insurance products suitable for him, and then fills in the insurance application form;
2. Choose payment methods, including one-time payment, annual payment and monthly payment.
3. Handle or submit a current bank card for paying premiums or receiving insurance benefits in the future;
4. Read and sign the insurance contract. The insured shall read the terms of the medical insurance contract for serious illness in detail and sign it after confirming that there is no objection;
5. Pay the premium. After signing the insurance contract, the insured must pay the down payment. If it is paid annually, the corresponding premium will be paid every year.
To sum up, the medical insurance policies in different regions may be different, and the specific reimbursement scope needs to be determined according to the local medical insurance policies. It is recommended to consult the local medical insurance department or hospital finance department to obtain accurate information.
Legal basis:
People's Republic of China (PRC) social insurance law
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The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.