Hello everyone, I am 26 years old and want to buy insurance, is it better to buy Pacific's Jinrui life or Hongxin life?
Hello! Thank you for your affirmation! 26 years old is very young, but this is the time to consider insurance is okay, huh, these two products a product belongs to the protection type products, a is belong to the dividend, investment, pension type products. I don't know what kind of protection you currently have? Social security, health insurance, critical illness protection, if these pieces have can consider Hong Xin life. If there is no critical illness protection under the premise, it is recommended that priority be given to critical illness protection products, according to statistics, 25 to 44 years of age, the top ten causes of death for malignant tumors, commonly known as cancer, an average of every 100,000 people died of cancer, followed by accidents, an average of every 100,000 people died of accidents, visible life insurance protection and the importance of medical insurance. In addition: generally at this age, the economic ability has not reached its peak, the burden is light, there is a certain degree of spending power, it is the time to work hard, there is a plan to start a family or a business, investment-type insurance products with a short period of time, the amount of money is high, and enjoy the advantages of the whole year. Because your situation is not very detailed, it is recommended to consider your own protection needs. Reference: [blog] "Jinrui life" two whole insurance [case] Jinrui life (B) whole life insurance (participating) "additional Jinrui life major illness insurance" [blog] from the old age needs to talk about the Hongxin life p>