A hospital loan, need to provide what information to the bank?
Answer: What information do you need to provide to the bank for a hospital loan? First of all, it depends on whether it is a public or shareholding or private hospitals. 1, if it is a public hospital: you can apply for a guarantee-free credit loan, you need to prove the quality of the hospital level, the last three years of audited financial statements, the local government or financial documents agree to the loan, the loan purchase contract, etc. 2, if it is a shareholding or private hospitals, some of them can also be a credit loan, but most of them can only do the mortgage, in addition to the above information, but also the hospital's business license, the purchase contract, the purchase contract, and so on. In addition to the above information, but also need the hospital business license, shareholder certificate, property ownership certificate!
Two, to the bank loans are required what information
In addition to mortgaged property, 1. personal credit loan basic application conditions: national civil servants (teachers, doctors, lawyers, state agencies and units of public officials, the country's top 500 enterprises and other personnel can be processed) to provide basic materials: the borrower himself and his spouse's identity card, Hukou, marriage certificate, proof of residence, proof of income of the original loan amount: 100,000 - 600,000 loan period: 1 year - 2 years 2. car house pledge 1, the basic basic conditions to be met by the pledge car: (1) motor vehicle registration certificate (2) exercise certificate (3) the original invoice for the purchase of the car (4) the insurance policy (5) road tax (6) purchase tax certificate (7) identity card (8) imported vehicle inspection sheet Note: units Vehicle additional materials (1) organization code certificate (2) copy of the business license (3) three blank letters of introduction, official seal (4) legal person power of attorney
three, hospital loans, what information need to be provided to the bank?
1, submit an application. The borrower to the bank to submit a loan application and the bank required
relevant information.
2, pre-lending assessment. The bank carries out pre-credit investigation and assessment of the borrower's credit
use level and the legitimacy of the loan, security, profitability and other circumstances
investigation, verification of collateral, pledge, guarantor, the formation of the assessment opinion.
3. Signing the contract. If the bank investigation and approval is considered feasible, the two sides on the
borrowing contract, mortgage contract, the terms of the security contract to reach agreement, the
parties sign the contract.
4, the implementation of the guarantee. After the borrower and the bank signed the loan contract, the need to implement the third
party guarantees, mortgages, pledges and other guarantees, for the registration of guarantees, notarization or
charge insurance, pledges deposited with the bank and other procedures.
5, loan acquisition. Borrowers complete the relevant procedures before the bank issued the loan, the loan
contract will come into effect, the bank can issue you a loan, you can be used in accordance with the provisions of the contract
expenditure of the loan.
Medium-term working capital loans
Working capital loans are loans issued to meet the temporary, seasonal
funding needs of customers in the course of production and operation, and to ensure that production and operation activities are carried out normally
. Liquidity loans can be categorized into temporary liquidity loans, short-term liquidity
liquidity loans and medium-term liquidity loans according to their duration. Among them, medium-term working capital loans
are loans with a term of 1 year to 3 years (excluding 1 year and including 3 years), which are mainly utilized for the needs of frequently occupied funds in the normal production and operation of enterprises
.
1, application for credit business;
2, the basic situation of the borrower, qualification documents, loan certificates (cards), authorization
letter, etc.
3, the basic situation of the enterprise's production and operation activities and production, supply and marketing; by the authorized institutions audited or approved by the
financial statements and reports of the last three years and the most recent issue of the
4 Proof of the source of repayment funds of the borrower, including sales contract, capital plan
, etc.;
5. Proof of internal authorization of the borrower; guarantee information, including certified documents of the guarantor
, financial information, commitment documents of the guarantee, the list of collateral and proof of ownership
;
6. Other information required by the bank.
My Baidu space has more detailed instructions.
In my Baidu space there is a link to apply for a loan online, it's very convenient, there is no charge, you submit your own loan application online, and you are quickly matched with the right bank for you at your premises.
If you don't understand, you can HI me.
Four, hospital loans, what information need to be provided to the bank?
Answer: What information do I need to provide to the bank for a hospital loan?
First of all, it depends on whether it is a public or share or private hospital.
1, if it is a public hospital: you can apply for a guarantee-free credit loan, you need to hospital quality capital grade certificate, the last three years of audited financial statements, the local government or financial documents agreeing to the loan, the purchase contract of the loan, and so on!
2, if it is a joint-stock or private hospitals, some can also be credit loans, but most can only do mortgage loans, in addition to the above information, but also need the hospital business license, shareholder certificates, certificates of ownership of property and so on!