A, have been constructed buildings ship aircraft can mortgage
Civil Code law provides for the construction of buildings, ships, aircraft can be mortgaged. In practice, the construction project is often a long period of time, the capital shortfall, to the construction of the building, ship, aircraft as a loan guarantee, for the solution of the construction of the financing difficulties, to ensure the smooth completion of the project has an important role, for this reason in the construction of the building, ship, aircraft can be mortgaged.Two, which items can be mortgaged
1, real estate mortgages, literally, is the immovable assets. The so-called real estate refers to the property that can not be moved or moved back to the loss of its original value or loss of its value of use, the common land, house, and some of the appurtenances on the ground. 2, movable property mortgage, the more common are ships, aviation, machinery and equipment, agricultural implements, livestock, products, materials, etc., mobility is small and has a certain value, meet the conditions can be used for mortgage loans. Chattels are property that can be moved and moved without affecting its value of use and without reducing its value. 3, the right to mortgage, refers to the law of the various property rights as collateral object mortgage. 4, consortium mortgage, also known as corporate mortgage, is a mortgage where the mortgagor (enterprise) takes all of its movable and immovable property and a collection of rights as the object of the mortgage. 5, *** with the mortgage, also known as the umbrella mortgage, refers to the security for the same claim, and in a number of different properties did not determine the mortgage. 6, the maximum amount of mortgage, is the mortgagor and the mortgagee agreement, in the maximum amount of the maximum amount of collateral for a period of time to a successive claim for security.Three,Not to mortgage the scope of the property
1, the ownership of land, China's land is owned by the state and the collective, and may not be disposed of. 2. The right to use collectively owned land such as homesteads and self-reserved land and mountains. According to Article 399 of the Civil Code, the right to use collectively owned land such as homesteads, self-reserved land and self-reserved mountains shall not be mortgaged, except where the law provides that it may be mortgaged. 3, public welfare facilities (educational facilities, medical and health facilities and other public welfare facilities); 4, ownership, right of use of the property is unknown or disputed; 5, seized, impounded, supervised property by law. Seizure, seizure of property, intended to limit the seized, the seized person's exercise of property rights, rights are limited. 6, other property may not be mortgaged. Underlying provisions, other "laws, administrative regulations shall not be mortgaged" property.