Million Dollar Medical Insurance Recommendations:Ping An Insurance, Ping An eShouLian Plus Plan IV, Peace of Mind Property and Casualty Insurance, Fosun United Health Insurance, Wan Xin and Xin Xiang Life.
One, Ping An Insurance
Ping An Insurance was established in 1988 in Shekou, Shenzhen, after many years of development, has jumped to become China's insurance industry in the top, in 2019, Ping An Life's original insurance premium income of 275,181,521,818,000, ranked second, and its comprehensive strength for all to see! *** witnessed; secondly, the quality of the follow-up service of the insurance company has received unanimous praise from users, so you can feel at ease to insure Ping An Insurance Company million medical insurance. Recommended insurance products are as follows:
Two, Ping An eShouLian plus plan four
1, premiums as low as 0.55 yuan / day: insurance products price is very cost-effective, premiums as low as 0.55 yuan / day, so there is a need for medical insurance users will not be a financial burden, you can get a high amount of protection.
2, out-of-pocket expenses can also be reported: insurance products comprehensive coverage, can effectively make up for the shortcomings of the social security, out-of-pocket expenses can also be reimbursed, can further reduce the crowd's financial burden of hospitalization, insurance products cost-effective, worth buying.
3, with or without claims can be renewed: insurance products, insurance renewal terms loose, with or without claims can be renewed, this provision is very humane, for the insured is very favorable.
Three, peace of mind property insurance
Peace of mind property insurance company is headquartered in Beijing, the registered capital of 12.85 yuan, after the establishment of the insurance company has won many honorary medals, by the industry unanimously praised; in addition to the original premium income in 2018 *** counted 1.53 billion yuan, a year-on-year increase of 92.6%; finally The insurance company works closely with internet technology to allow users to enjoy claims service without geographical differences. Launched a high price million medical insurance is as follows:
Together Wise 99 - Million Medical Insurance No Outpatient Plan
1, the total annual sum insured can be up to one million: insurance products mainly provide inpatient medical care as well as special outpatient medical care, the total annual sum insured of the insurance product is up to one million yuan, so if you are sick and hospitalized after you have taken out an insurance product you can effectively reduce the financial burden.
2, no deductible: insurance products inpatient medical if the insured person to no social health insurance status, according to the 0 deductible, 100% compensation, and special outpatient medical is also 0 deductible, so the insurance products cost-effective, worth buying.
Four, Fosun United Health Insurance
"Pill" enjoy a lifetime of millions of medical insurance, this product is Fosun United Health Insurance Company launched, the medical insurance period of 5 years, the basic amount of 2 million, the general medical deductible of 10,000 yuan, the coverage period of 5 years, every 5 years, the basic amount of 2 million, the general medical deductible of 10,000 yuan, the insurance period of 5 years, every 5 years, the basic medical deductible of 10,000 yuan. The coverage period is 5 years, renewed every 5 years, the price is the same every year for 5 years, no risk of discontinuation in 5 years, after 5 years will not be refused to renew the policy due to changes in the insured's health status or claims, the renewal conditions relative to similar products on the market is still quite good. 5 years a renewal, save your heart and effort, the highest can be renewed up to the age of 80 years old.
Fifth, Wanxin and Xinxian life?
The most important feature of this product is the direct payment, MSH (Wan Xin He) as a well-known health care provider, there is a very comprehensive health care system, and nearly 1,000 hospitals in the country have cooperation.
For example, Peking Union Medical College Hospital, Shanghai Jiaotong University Hospital, Guangzhou Sun Yat-sen University Hospital, etc. If you are hospitalized in one of the cooperating hospitals, the insurance company will settle the bill with the hospital directly, so you don't have to pay for it yourself.
Purchase Note:
1, pay attention to the age of the insurance problem
The general age of the insurance of the million medical insurance is controlled at about 60 years old, the age of 60 years of age and above people can not buy the million medical insurance. Therefore, you need to pay attention to the age at which you are insured.
2, pay attention to health problems
It is necessary to take out a health insurance policy, and the insurance company will only cover it if it is approved. If you're not in good health, you won't be able to get a medical insurance policy. So you can try to choose a product that is still insurable even if you have an abnormal health condition when you take out a million-dollar medical insurance policy.
Baidu Encyclopedia - Ping An Insurance
Baidu Encyclopedia - Peace of Mind Insurance