First, the second year of health care do not want to pay can
The second year of health care do not want to pay is perfectly fine, health care is divided into short-term health care insurance and long-term health care insurance.
Short-term medical insurance, his insurance time is one year, the second year you want to continue to renew the payment, you can apply to the insurance company to renew the insurance, if you do not want to pay, online purchase directly off the automatic renewal, offline purchase of the bank card does not leave money on it, the general insurance company will call to confirm. However, most of the million medical not continue to renew the policy after, want to renew the policy again, may need to re-insurance, which means that you need to re-do health information.
Second, the million medical necessary to buy
million medical is very necessary to buy.
First, the million medical insurance coverage is very wide, and it happens to be very important for us, general health care, including accidents and diseases, critical illness medical coverage of most of the high incidence of serious illnesses, this insurance is closely related to us, diseases and accidents we do not have the means to control, so we must do a good job of economic insurance.
Secondly, million medical price is relatively cheap, in the commercial insurance threshold is relatively low, everyone can afford, especially for the elderly, the purchase of probably only about $ 1,000, compared to the critical illness insurance to be a lot more cost-effective.
Third, the million medical insurance renewal will increase the price
The million medical insurance renewal will increase the price, depending on the specific situation.
The first short-term medical insurance products, because of the use of natural rates, so each year the renewal premiums will be a little different, there may be a price increase, there may be a price reduction, this specific to look at the corresponding age of the corresponding premiums.
The second long-term medical insurance products, generally in the insurance period will not increase the price, for example, the medical insurance products can be renewed for 20 years, there are 20 years of insurance period, in the 20 years the cost is generally fixed, after 20 years to renew the policy, there will be changes in the cost.