Before entering the relevant popular science, for those who don't know much about insurance, don't miss this article on insurance dry goods: before buying insurance, you must first understand these key knowledge points!
Intelligent underwriting, like manual underwriting, is a kind of underwriting method. Nowadays, online insurance is the main way to buy insurance, and intelligent underwriting will be simplified into standardized questionnaires for policyholders to answer. If his health does not involve the related diseases inquired by the insurance company, he can obtain insurance qualification.
So, what is the relationship between intelligent underwriting and manual underwriting? Look here and you will know: What is the difference between intelligent underwriting and manual underwriting? The article takes you to know the correct insurance posture!
In addition to simplifying the process and improving efficiency, the advantage of intelligent underwriting is that it will not leave a record of visa refusal.
Compared with traditional underwriting, we don't need to leave relevant information records when taking the intelligent underwriting process, that is to say, even if we are refused insurance, we won't leave a record of refusing insurance, and there will be no burden if we want to insure other products.
Moreover, intelligent underwriting can also produce a variety of underwriting conclusions, such as exclusion, fee increase, extension, target, etc., and different insurance companies have different underwriting conclusions. Using intelligent underwriting can increase the probability of being underwritten.
In addition to intelligent underwriting, we also need to master these insurance knowledge to help us not step on the pit when buying insurance: super full! Everything you want to know about insurance is here.
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