How does the medical insurance unit issue a certificate?

Medical insurance is a kind of social insurance that all of us need to participate in. After the employee joins the company, the company will participate in employee social security for the employee. Some people who don't go to work will pay their own medical insurance, but the medical insurance payment level of employees is high and the reimbursement ratio is higher. A little friend asked the medical insurance unit how to issue a certificate. Here is a detailed introduction for everyone, hoping to help everyone. First, how does the medical insurance unit issue a certificate?

1. It is convenient to print the medical insurance receipt and affix the official seal of social security in the medical insurance center affiliated to the local administrative service center.

2. Bring your ID card, social security card or medical insurance card, and print the medical insurance list used in the social security window.

Second, how to pay personal social medical insurance

Individuals pay social insurance as freelancers. In accordance with the provisions of the payment base (hundreds to thousands, each with its own local regulations) according to a certain proportion of payment, different places. Endowment insurance is generally paid at the rate of 18~28%, and medical insurance is generally paid at the rate of 6~ 10% of the local average social wage level in the previous year. The process of personal payment:

1. Individuals who pay social security can apply for social security (pension+medical care) as freelancers.

2. Insurance conditions: urban hukou or rural hukou.

3. Handling place: local community street social security service points, or district and county social security bureaus (labor and social security bureaus).

4. How do individuals pay the basic information needed in social security issues: household registration book, ID card and photocopy, and two 1 inch photos.

5. Payment standard: based on the local social wage in the previous year, the proportion of pension payment is 20%, and that of medical care is about 9%. At present, 80% and 100% are still available.

Third, the scope of enterprise medical insurance reimbursement

1. After seeing a doctor in the emergency department of the hospital, the medical expenses of more than 2,000 yuan can be reimbursed, and the reimbursement rate is 50%.

For retirees under the age of 2.70, the expenses above 65,438 yuan +0.300 yuan can be reimbursed, and the reimbursement ratio is 70%.

3. For retirees over 70 years old,1.80% of the expenses above 300 yuan can be reimbursed.

4. The hospitalization reimbursement standard is related to the hospital level where the insured lives:

(1) If you live in a tertiary hospital, the employee pays 15%, that is, 85% is reimbursed, and the minimum threshold is 30,000 yuan.

(2) Employees pay 10%, and 90% of expenses ranging from 30,000 yuan to 40,000 yuan will be reimbursed.

(3) 95% of expenses exceeding 40,000 yuan to the maximum payment limit can be reimbursed, and employees only need to pay 5%.

(4) The individual contribution ratio of retirees is 60% of the on-the-job (that is, the above-mentioned) employees, but all below the threshold is paid by individuals.

Four, employee basic medical insurance reimbursement

1, the standard of hospitalization reimbursement is related to the level of the hospital where the insured person is located. If the hospital where the insured person lives is a tertiary hospital, the employee pays 15%, that is, 85% is reimbursed, and the minimum threshold is 30,000 yuan. The expenses of 30,000-40,000 yuan shall be paid by employees themselves 10%, and 90% shall be reimbursed; If the expenses exceed 40,000 yuan to the maximum payment limit, 95% can be reimbursed, and employees only need to pay 5%. The proportion of individual contributions of retirees is 60% of the employees, but all the contributions below the threshold are paid by individuals.

2. The basic medical insurance for employees doesn't pay for the diagnosis and treatment items, which are mainly clinically unnecessary and have uncertain curative effects, and those with special medical services, including services such as registration fees, non-disease treatment items such as beauty, therapeutic equipment and medical hearing AIDS, magnetic therapy and other categories such as infertility treatment.

The above is the relevant legal knowledge about "how to open a certificate for medical insurance units". Just go to the lobby of each medical insurance agency and find a self-service inquiry printer.