The social security cards we use now are second-generation social security cards in most areas, and a very few areas are now issuing third-generation social security cards. The first generation of social security cards also developed from medical insurance cards. The first-generation social security card is actually a medical insurance card, and the styles of medical insurance cards in different places are also completely different. The main function is the use of personal medical insurance accounts.
From the second generation of social warranty cards, the styles, specifications, models, and application functions are all issued in accordance with the standards and file formats formulated by the Ministry of Human Resources and Social Security, and the name is China People's Republic of China social security card. The content of social security at this stage is related to social security. Social security includes pension insurance, employee medical insurance, unemployment insurance, maternity insurance, and work-related injury insurance. The social security level for urban and rural residents also includes pension insurance for urban and rural residents, and commercial medical insurance for urban and rural residents. As long as you are Anyone who has paid social security needs to apply for a social security card in accordance with regulations.
From the perspective of the practical significance of social security cards, social security cards are not entirely medical insurance cards, but in our daily use, as urban and rural residents, the most common use is to use personal medical insurance account funds to swipe credit cards. , we need to provide a social security card when we can go to a designated pharmacy to swipe a credit card to get medicine, go to a designated hospital to see a doctor, etc. When we are discharged from the hospital, we need a social security card. The role of the social security card and the medical insurance card is undoubtedly the most critical. Therefore, some people call the social security card a medical insurance card. Although it is not comprehensive and detailed, it still has certain indicator significance.
From the perspective of the role of the social security card, using the social security card as a medical insurance card is actually only a small part of the role of the social security card. The social security card not only records social security payment information, but is also a valid document for enjoying social security benefits. At the same time, it is a bank card, which is what we call the financial function.
The financial function in the social security card only needs to be activated and it will become a bank card. It can be used not only to receive pension insurance benefits, but also to receive unemployment benefits and maternity benefits. Subsidies, work-related injury compensation, subsistence allowances for urban residents, grain subsidies, special outpatient budget fixed subsidies and other assets are all paid through social security cards.
However, these wages and benefits are also completed through the financial functions of the social security card. The only function of the medical insurance card is completed by the social security card itself. In addition to the medical insurance function and the use of funds in specific facilities, the social security card actually has other benefits in the social security card. The social security card itself also has the function of receiving cash. All cash functions can only rely on the social security card. to achieve financial functions.
In general, the social security card is a valid document for all social security payments and social security benefits. The social security card is not a single medical insurance card, but the most commonly used function is the personal medical insurance account. , that is, only personal medical insurance account assets can be directly used by swiping social security cards. From this point of view, social security cards include the function of medical insurance cards, but they are not exactly medical insurance cards.