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The importance of health insurance:
1. Regulate income differences, reflecting social fairness. Health insurance is an important means of income redistribution by the government through the collection of health insurance premiums and reimbursement of health insurance service fees to regulate income differences.
2. An important means of promoting social civilization and progress. Medical insurance and social mutual **** relief social system is through the sharing of medical cost risks among the participants, reflecting the "one party in trouble, eight parties to support" a new type of social relations, is conducive to the promotion of social civilization and progress.
3. It is conducive to improving labor productivity and promoting the development of production. Medical insurance is the inevitable result of social progress and production development, in turn, the establishment and improvement of medical insurance system will further promote social progress and production development. On the one hand, to ease the worker's sick without money to cure the worries, so that they can work at ease, which can improve labor productivity and promote the development of production; on the other hand, with the protection of effective promotion of the physical and mental health of the workers, to ensure that the labor force normal reproduction.
4, the maintenance of social stability is an important guarantee. Medical insurance provides financial assistance to patients, helps to alleviate the social instability brought about by diseases, and is an important mechanism for regulating social relations and social conflicts.
5. In fact, the biggest role of medical insurance is to reimburse the medical expenses, encountering some major diseases, the medical expenses alone will be more than 100,000 yuan, and this is when the importance of medical insurance comes into play. Because the use of health insurance can be reimbursed for most of the medical expenses, if there is no health insurance, these costs will need to be the patient's own money.