At present, many regions have begun to promote medical insurance electronic certificate, so that cardholders do not need to carry physical cards when using medical insurance services. If there is only a medical insurance electronic certificate without a physical card, you can still use this voucher for medical insurance related businesses, including: 1. Outpatient settlement: use electronic certificate to make credit card settlement at the outpatient department of the hospital. 2. Reimbursement for hospitalization: When you are hospitalized, you can provide electronic certificate information to the hospital and pay the corresponding out-of-pocket amount to complete the reimbursement. 3. Drug purchase in pharmacies: In some designated pharmacies, electronic certificate can be used for drug purchase settlement. When using medical insurance electronic certificate, it is necessary to bind first, that is, to associate personal real-name authentication information with electronic certificate. The specific operation process can be consulted by the local medical insurance department or through the medical insurance official website. In addition, if there is a problem in using the medical insurance electronic certificate, you can also consult or complain to the relevant departments.
what are the advantages and disadvantages of medical insurance electronic certificate compared with physical cards? The main advantages of medical insurance in electronic certificate include portability, safety and time saving. Using electronic certificate can avoid carrying multiple physical cards and better protect personal information. In addition, the use of medical insurance electronic certificate can save some waiting links and save time and energy. However, electronic certificate also has some disadvantages, for example, it may need to have certain skills and equipment support, and the user's mobile phone power and network connection may also affect the use effect.
You can still use electronic certificate for medical insurance business only when you have medical insurance in electronic certificate and no medical insurance card. It needs to be bound before use, and the specific process can be consulted with the local medical insurance department. Compared with the physical card, the medical insurance electronic certificate has the advantages of portability, safety and time saving, but it also needs to pay attention to some problems when using it.
legal basis:
article 23 of the social insurance law of the people's Republic of China * * * employees shall participate in the basic medical insurance for employees, and the employer and employees shall pay the basic medical insurance premiums in accordance with the state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees in the employer and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.