On the occasion of the arrival of "Golden September and Silver 10", several hot cities have successively introduced property market regulation policies. It is reported that on August 26, the Ministry of Housing and Urban-Rural Development convened the relevant heads of housing and urban-rural development departments in Changchun, Yinchuan, Shenyang, Chengdu, Tangshan and Changzhou to hold a real estate work meeting in Beijing. In the industry's view, the Changchun New Deal is not only Changchun's response to the central government, but also Changchun's gradual supplement to its regulation mechanism.
Increase the proportion of new homestead supply, and some areas "limit housing prices and competitive land prices".
Regarding the background of the introduction of the New Deal, the notice said that recently, among the price indexes published by the National Bureau of Statistics, the price index of commodity housing in Changchun has an upward trend. In order to further strictly implement the decision-making arrangements of the CPC Central Committee and the State Council on the regulation of the real estate market, Changchun City has formulated this regulation policy according to the "one city, one policy" plan.
The "Notice" first proposed to strengthen the management of housing land supply. Specifically, it is necessary to increase the proportion of residential land supply in newly-added state-owned construction land, reasonably control the scale and timing of residential land, and give priority to meeting the demand for residential land. The supply of residential land increased by more than10% year-on-year; Strictly implement the performance contract for the transfer of residential land, and regularly supervise and inspect the construction progress of the transferred land.
At the same time, in order to improve the supply mode of commercial housing land, the notice pointed out that in some areas, residential land was sold by means of "limited house price, competitive land price", "limited self-sustaining and competitive land price".
It is understood that the limited self-sustaining project refers to the rental housing built by real estate development enterprises on the acquired land, which is used for housing leasing operation within the self-sustaining period and may not be listed and traded, and the property rights are owned by real estate development enterprises. In the industry's view, limited self-sustaining projects are not only conducive to increasing rental supply, but also conducive to stabilizing housing prices. However, how to ensure the enthusiasm of developers needs to be followed up by supporting rules.
The security of renting and buying a house has been improved simultaneously, and the down payment ratio of the second suite is not less than 40%
In accelerating the development of the housing rental market, the notice also proposes to raise rental housing in various ways to meet multi-level housing needs. The Changchun Municipal Government will set up a state-owned housing leasing company and adopt a centralized construction method to increase the effective supply of rental housing.
The "Notice" clarifies that the guidance on commodity housing prices will continue to be implemented. The first application for pre-sale permit of commercial housing shall not be higher than the price of commercial housing in similar lots, and the non-first application for pre-sale permit of commercial housing shall not be higher than the first application for commercial housing.
In addition, the notice proposes to adjust the commercial housing credit policy. The minimum down payment ratio of the first set of commercial housing loans shall not be less than 30%, the minimum down payment ratio of the second set of commercial housing shall not be less than 40%, and the third and above commercial housing loans shall not be issued.
Yan Yuejin, research director of the think tank center of Yiju Research Institute, said that the adjustment of financial and credit policies is a further blow to real estate market investment and speculative housing demand.
Strictly check the market and drive up housing prices: it is intended to stabilize expectations and stabilize housing prices.
In terms of market supervision, the Notice proposes to further standardize the order of the real estate market. The municipal real estate administrative department shall, jointly with the municipal market supervision and other departments, carry out joint law enforcement inspections from time to time, and severely investigate and punish hoarding, false bid prices, malicious speculation, price gouging, illegal pre-sale and other acts.
The "Notice" also proposes to strengthen the guidance of public opinion. All news media and online platforms should accurately interpret the real estate market situation and policies, correctly guide public opinion and market expectations, create a good market public opinion atmosphere, and promote the stable and healthy development of the real estate market.
According to the arrangement of RealData, as of September 20th, the transaction of residential land in Changchun has maintained a growth rate of more than 20% for seven consecutive months, which basically meets the policy requirements, and it is expected that the market outlook will still be heavy. From June 5438 to August in Changchun, the transaction area of new houses remained for 8 months, with a decrease of 15. 1% from the previous month. Pan Hao, a senior analyst at RealData, believes that the price of new houses in Changchun has risen rapidly since the second half of the year. At this time, the policy is mainly to stabilize expectations and stabilize housing prices. This move is not only Changchun's response to the central government, but also its gradual supplement to the regulation mechanism.
Yan Yuejin said that the introduction of this policy is in line with market expectations and has a guiding role in the stable and healthy development of the medium and long-term real estate market. More cities will introduce similar regulatory policies in the future.