Definition of physical health in insurance

The definition of physical health in insurance refers to truthfully filling in the health notification content in the insurance application form, and the underwriting department of the insurance company will determine the physical health status according to the relevant parameters.

Generally, it can be divided into standard body, sub-standard body and non-standard body.

Standard bodies can be insured normally, while sub-standard bodies and non-standard bodies often need further physical examination to judge whether they can be insured or attach certain conditions to underwrite.

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