Global health insurance leads the health insurance reform.

At present, insurance mainly includes policy insurance and commercial insurance. Policy insurance is generally social welfare or even compulsory, mainly including social insurance and compulsory motor vehicle traffic accident liability insurance (compulsory insurance). Commercial insurance, as its name implies, is commercial in nature and not compulsory. At this time, insurance is a financial product with financial management and security functions, mainly including life insurance, health insurance and property insurance. With the continuous refinement of insurance products, the medical expense insurance designed for high-end people and families has broken through the national medical insurance restrictions and directly paid medical expenses, covering a wide range, which can also be called high-end medical insurance or global health insurance. It leads the development of health insurance industry with its characteristic customized service, and also wins the trust and support of customers. What kind of medical insurance are there? Which is worth buying? Look at the hottest 10 insurance of insurance companies this year: what are the good medical insurance recommendations? 20 Best-selling Medical Insurance Inventory in 2020

Development opportunities of global health insurance market

According to statistics, since the reform and opening-up, the huge market and loose economic policies have attracted more than 200 of the world's top 500 enterprises to set up branches in China, and the company's top management personnel are generally directly transferred or absorbed from the headquarters. Foreign and core employees working in China earn considerable income, generally have high demand for their own health status and medical security, pursue a higher quality of life, and prefer foreign-funded medical service institutions with better environment, and the required coverage spans countries and regions. At the same time, more and more large domestic enterprises and private enterprises began to buy high-end medical insurance for their important employees, which made the global market demand for health medical insurance expand day by day.

How to choose a high-quality global health insurance company?

1, with good asset structure. In the insurance industry, whether it can be listed or not is one of the signs to evaluate whether the overall assets of an insurance company are excellent. The so-called "overall listing" refers to listing on the basis of all the assets of the company. If an insurance company realizes the overall listing, it proves that the overall structure of the company is good. Many insurance companies in the mainland have listed or have the conditions for listing. Which insurance company is stronger? I just sorted out the relevant content, hoping to help you: the latest list! Top Ten Insurance Companies in China

2. Strong solvency. The solvency of insurance companies is very important to insurance consumers. The Provisions on the Solvency Limits and Supervision Indicators of Insurance Companies, which came into effect in March 2003, clearly stipulated the solvency limits of insurance companies. An insurance company shall submit the solvency limit of the last fiscal year audited by a certified public accountant to the CIRC before April 30 of each year, and disclose the solvency limit in accordance with the provisions of the CIRC.

3. Excellent credit rating. There are many institutions in the world that specialize in evaluating the credit ratings of financial institutions such as banks and insurance companies, such as Moody's and Standard & Poor's in the United States. Their rating of insurance companies can be used as a reference for evaluating the credit rating of insurance companies.

4. Good service quality. Insurance is different from other commodities and is not a one-time consumption. During the validity of the insurance contract, the insured often needs the insurance company to provide services such as payment, survival payment, address change, claim settlement and so on. The service quality of insurance companies is the key to whether insurance customers can happily accept insurance care.