What is hyperthyroidism?
Hyperthyroidism (hyperthyroidism) refers to a group of common endocrine diseases caused by hyperthyroidism or the increase of thyroid hormone level in blood circulation. The clinical manifestations are generally prominent eyes, rapid heartbeat, abnormal weight loss, fear of heat, sweating, irritability and other symptoms, as well as goiter and shaking hands in different degrees.
The harm of hyperthyroidism will damage the cardiovascular system, digestive system, reproductive system and motor system, leading to the decline of patients' working ability and social work ability. The main causes of thyroid abnormalities are weak immune function, family inheritance, too much or too little iodine intake and too much radiation in childhood. The probability of thyroid disease in women is usually higher than that in men, because the hormone level in men is higher than that in men.
How to buy insurance for hyperthyroidism?
(1) critical illness insurance
Most health information about critical illness insurance will involve hyperthyroidism, and the content of the inquiry is not complicated. Mainly whether there are symptoms such as exophthalmos and palpitation, whether it is diagnosed as toxic goiter, between treatments, thyroid function, etc.
As long as the thyroid function is normal, most of the best-selling critical illness insurance in the market can be underwritten normally.
(2) Millions of medical insurance
Relatively speaking, the health information of Million Medical Insurance is the most stringent, and there are many questions, such as whether there are thyroid nodules or lumps, and how long has it been since the end of treatment.
You can consider Ping An E life insurance, which has the opportunity of normal underwriting, and most other products are excluded from underwriting.
(3) Term life insurance
Term life insurance has relatively low requirements for health status and relatively loose health notification. Some products in the health notice do not mention hyperthyroidism and can be purchased directly.
(4) Accident insurance
Accident insurance generally does not require health status, and hyperthyroidism has no effect. Buy it if you want.
It is worth noting that whether you are hyperthyroidism, are suffering from a certain disease, or have suffered from a certain disease, you need to tell the insurance company truthfully. If you do not tell the insurance company truthfully when you apply for insurance, it is insurance fraud. When making claims, the insurance company will investigate the medical history of the insured, and once fraudulent insurance is found, it will refuse to pay compensation.