1. Commercial medical insurance can supplement the limitation of medical insurance reimbursement and the risk of insufficient medical expenses for serious illness. In particular, there are many millions of hospitalization medical insurance products with high cost performance, and the expenses inside and outside the social security can be reimbursed.
Give priority to buying millions of hospitalization medical insurance for family members, and then insure general medical insurance products according to the situation. Those with strong economic ability can buy some high-end medical insurance products, and there will be certain value-added services of medical resources, such as green links for hospitalization, expert registration and appointment, direct payment of medical expenses or advance payment.
2, life insurance to prevent the death of family breadwinners, income interruption, leading to a decline in the quality of life of family members, facing the risk of children's education, elderly support, debt crisis and other issues. The family's economic pillar should be equipped with certain life insurance, and when the economic pressure is great, you can choose a term life insurance portfolio.
3. Critical illness insurance prevents family members from suffering from serious illness, resulting in huge medical rehabilitation expenses and income interruption losses. Critical illness insurance requires high health, and the premium is linked to age, so the sooner you buy it, the better, and the sooner you buy it, the cheaper it is.
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