First, it depends on how old your father is. If you are over 65, you can't buy health insurance. The older you get, the more expensive the premium is. If you really want to buy it, I suggest buying four kinds of insurance.
1. Critical illness insurance, namely critical illness insurance. If a serious illness occurs during the guarantee period, the insurance company is responsible for paying the insured amount. Purchase principle: 10% of your annual income will be covered by 10 times. For example, the annual income is 50,000, and 10% is 5000. I want to buy insurance for 500 thousand.
The second is hospitalization. During the guarantee period, the insurance company will be responsible for reimbursing reasonable expenses as long as the illness requires hospitalization. Third, accident insurance. As the name implies, after an accident, the insurance company is responsible for the payment of your insured amount. Is death and disability.
Fourth, accidental medical treatment. Just minor accidents, such as tripping, cat scratching and dog biting, burns and scalds. After deducting the deductible 100 yuan, all other parts will be reimbursed.
These are the only things you have to buy. I hope it helps you. If you don't understand anything, you can contact me by private letter.