Don't be blinded by the "stop selling wind" of health insurance in the circle of friends.
At present, the health insurance sold in the market is mainly sickness insurance and medical insurance. In order to cater to consumers' insurance consumption habits, insurance salesmen take "returning to nature" as their selling point. Although some products in the market are facing the suspension of sales, it is mainly aimed at the Notice on Further Improving the Actuarial System of Life Insurance issued by the China Insurance Regulatory Commission on September 2, 20 16 (Bao Jian Fa [2065438+06] No.76), which requires all insurance products that do not meet the requirements of the document to stop selling before April 1 this year. People in the insurance industry said that consumers who have bought insurance products that are about to stop selling need not worry, because the rights and interests of policyholders will not be affected by the suspension of product sales. The insurance company will fulfill the terms of the contract, and the insured can only renew the insurance once a year according to the agreement. Which insurance company is stronger? I just sorted out the relevant content, hoping to help you: the latest list! Top Ten Insurance Companies in China
When buying health insurance, you should "tailor it according to your own circumstances" and don't blindly believe in "stopping selling"
The Insurance Regulatory Bureau reminds consumers to keep their eyes open when they encounter "stop selling" propaganda. Stop selling or stop selling should not be the reason to buy insurance products. When handling insurance business, we should pay attention to three points:
First of all, reasonably evaluate your own needs and choose insurance products that suit your own needs and have appropriate insurance coverage;
Secondly, read the insurance product terms carefully. For the verbal commitment made by the sales staff to the income of insurance products, it is necessary to verify whether the insurance clauses and insurance contracts contain it. If not, such promises are likely to be false promises and should be purchased carefully to prevent risks;
Third, buying health insurance should be "tailored". According to the individual's participation in the basic medical insurance and supplementary medical insurance of the unit and his own ability to pay, reasonably choose the appropriate critical illness insurance and medical insurance. For the strategy of medical insurance reimbursement, I just sorted out the relevant contents, hoping to help you: how to use social security medical insurance? 1. Teach you how to apply for reimbursement!
Related suggestions:
Knowing the types and characteristics of commercial health insurance, most people don't.
At present, the social security in China is becoming more and more perfect, but there are still some medical security deficiencies, such as the protection of major diseases, so people need to take out some additional commercial health insurance for themselves or their families as supplementary protection. For people of different ages and different health conditions who pursue quality of life, it is necessary to strengthen the risk barrier of themselves and their families by purchasing commercial health insurance.
Insure a commercial medical insurance health insurance, the best gift for parents.
Nowadays, science and technology are changing with each passing day, but with it, environmental pollution and other problems are prominent, and people are suffering from more and more diseases, which are hard to prevent. It is a happy thing for parents to bring up their children, but it is a happy and proud thing to hear others say how filial their children are. Nowadays, many young people with filial piety will choose to buy a commercial medical insurance and health insurance for their parents, so that their parents can have protection. So how to buy such insurance is better?