"Small and medium-sized enterprises are good, China's economy is good, small and medium-sized enterprises are strong, and regional economy is strong." Xu Xiaolan, Vice Minister of the Ministry of Industry and Information Technology, said at the press conference that the new round of epidemic has brought great influence to the economic operation of small and medium-sized enterprises. Small and medium-sized enterprises generally report that orders are difficult to find, costs are difficult to fall, accounts are difficult to collect, financing is difficult to find, and people and logistics are difficult to smooth. Next, they will go all out to support small and medium-sized enterprises to solve problems and develop healthily, highlighting key tasks such as alleviating financing difficulties, promoting cost reduction and expanding demand, and strengthening service guarantee.
Get through the policy and land the "last mile"
In April, the PMI of small and medium-sized manufacturing fell to the contraction range, and the development index of small and medium-sized enterprises declined for three consecutive months. A series of economic indicators show that small and medium-sized enterprises in China are suffering from the impact of a new round of epidemic.
Sun, vice president of the National SME Research Institute of Renmin University of China, told 2 1 Century Business Herald that the difficulties faced by SMEs now mainly come from the pressure of cost, demand and arrears of accounts receivable. In April, the costs of raw materials, logistics, labor and other aspects were rising, resulting in a decline in the profits of terminal manufacturers and a decrease in downstream orders. The smaller the enterprise, the greater the pressure brought by weak market demand and market competition.
Since the number of small and medium-sized enterprises accounts for more than 90% of the total number of enterprises, their production and operation are also directly related to economic development. Wei, director of the Industrial Statistics Department of the National Bureau of Statistics, said that there is a strong positive correlation between the development of small and medium-sized enterprises, especially small and medium-sized industrial enterprises, and regional economic growth, with a correlation coefficient of 0.83. At the same time, every increase in the operating income of small and medium-sized industrial enterprises in the past decade 1% can boost the regional GDP by 0. 13%.
Xu Xiaolan said that the next step will focus on the "1+4+ 1" series of key tasks. Among them, the first "1" is to implement a series of measures to help enterprises get out of trouble.
In June last year, 5438+065438+ 10 issued a series of short-term and long-term policies for small and medium-sized enterprises, such as the Notice on Further Strengthening the Assistance to Small and Medium-sized Enterprises. In view of the new situation and problems faced by the development of small and medium-sized enterprises this year, on May 9, the Office of the Leading Group for Promoting the Development of Small and Medium-sized Enterprises in the State Council issued "Several Measures for Strengthening Efforts to Help Small and Medium-sized Enterprises Solve Difficulties" (hereinafter referred to as "Several Measures").
"While further implementing the original rescue measures, we have put forward some practical and hard measures from multiple dimensions to increase support for small and medium-sized enterprises." Xu Xiaolan said that the "Several Measures" put forward a series of specific measures in terms of increasing financial support, alleviating the difficulty of financing repayment, promoting cost reduction and expanding demand, and strengthening service guarantee.
Sun believes that various departments are paying more and more attention to small and medium-sized enterprises, and various rescue kits are very rich, especially in the number of tax reduction and fee reduction policies. The urgent task is to step up the implementation of the policies that have been introduced and accurately help enterprises on key issues such as cost hedging and insufficient demand.
Xu Xiaolan also said at the press conference that the next step will be to tighten the responsibilities of local governments and relevant departments, solve the "crux" in the process of policy implementation, and the most important thing is the "last mile" of policy implementation, and strive to "avoid, reduce and delay the implementation" to help small and medium-sized enterprises effectively enjoy the policy dividend.
Focus on ensuring the safety of enterprise capital flow
In view of the current concerns of small and medium-sized enterprises to solve the problems of accounts receivable arrears and capital turnover, Xu Xiaolan said that the General Office of the State Council has issued a notice to organize special actions to prevent and solve accounts receivable arrears of small and medium-sized enterprises. In view of government agencies, institutions and large enterprises purchasing projects, goods and services from small and medium-sized enterprises, all regions and departments should complete a comprehensive investigation before the end of May, establish ledgers, and intensify centralized solutions. For the undisputed arrears, it is necessary to find and pay them together. If repayment is difficult, a clear repayment plan and repayment method must be put forward before the end of June.
Sun analyzed that under the current downward pressure of the economy, there may be a phenomenon that core enterprises occupy the funds of small and medium-sized enterprises in the upstream and downstream of the industrial chain, which leads to difficulties in the operation of small and medium-sized enterprises. Paying off debts in time can alleviate the business difficulties of enterprises on a large scale with less incremental investment of financial resources, so it is necessary to strengthen supervision. At the same time, strengthen financial support for small and micro enterprises in key areas and weak links, and encourage financial institutions to develop supply chain financial products such as orders and accounts receivable financing.
Mao, head of inclusive finance Department of China Banking Regulatory Commission, said at the press conference that at present, the CBRC is helping small and medium-sized enterprises out of difficulties, focusing on three aspects: "expanding the scope", "stabilizing the stock" and "strengthening the guarantee".
In terms of "expansion", we will guide large state-owned banks to maintain credit supply, and demand an additional inclusive small and micro enterprise loan of10.6 trillion yuan this year. In the aspect of "stable stock", reasonable support is provided by renewing loans, extending loans and adjusting repayment arrangements. To avoid loan withdrawal and loan suspension. In terms of "strong guarantee", support banks to provide exchange rate hedging services for small and medium-sized enterprises, and further improve the coverage of policy export credit insurance. Further improve the coverage of policy-based export credit insurance, and encourage insurance institutions to enrich the supply of insurance products according to the risk characteristics and insurance needs of small and medium-sized enterprises.
By the end of April this year, the total loans of inclusive small and micro enterprises nationwide had increased by 2 1.64% year-on-year, which was higher than the growth rate of various loans 10.6 percentage points. The non-performing balance of inclusive small and micro enterprise loans in the banking industry was 447.65438+0 billion yuan, and the non-performing rate was 2. 18%, which was the same as that at the beginning of the year.
Zhou, a macro researcher in the financial market department of China Everbright Bank, told the reporter of 265438+20th Century Business Herald that if the accounts receivable of small and medium-sized enterprises are not guaranteed, it may increase the pressure on enterprises to repay the principal and interest. Therefore, the credit structure has also been optimized, which not only moderately adjusted the repayment arrangements, but also promoted the further sinking of loans from large state-owned banks. Through joint efforts with measures such as tax reduction and fee reduction and clearing accounts receivable, the cash flow pressure of enterprises can be effectively alleviated.
Key SMEs are included in the "white list"
At present, the Yangtze River Delta region, which is seriously affected by the epidemic, is also a gathering place for many small and medium-sized manufacturing industries, and many small and medium-sized enterprises are still waiting and applying for resumption of work.
On May 17, Vice Minister of the Ministry of Industry and Information Technology newly presided over a video conference on the analysis of industrial economic situation in ten provinces and cities. The meeting pointed out that it is necessary to implement the detailed "white list" system, coordinate enterprise docking and accurate services, and ensure the stable operation of key enterprises and industrial chain supply chains with point-and-belt chains. At the same time, it is necessary to make full use of the bail-out policies of various market entities, continuously release policy effects, and plan incremental policy tools.
The "Several Measures" also clearly put forward that small and medium-sized enterprises at key nodes of the industrial chain should be included in the "white list" of the supply chain of key industrial chains, focusing on strengthening coordination and solving outstanding problems that hinder the return to work and reach production, such as the difficulty of getting to the factory and the difficulty of transporting materials. In-depth implementation of the "joint action" to promote the integration and innovation of large, medium and small enterprises, promote large, medium and small enterprises to strengthen innovation cooperation, give play to the leading role of leading enterprises and the supporting ability of small and medium enterprises, and help small and medium enterprises in the upstream and downstream of the industrial chain cooperate to resume work and realize production.
Sun pointed out that while focusing on solving the structural problems on the supply side, the government should also ensure that small and medium-sized enterprises have enough market space to survive and develop from the demand side. Most of the "white list" of supply chains of key industrial chains released in the early stage are leading enterprises, which have played a leading role by taking the lead in resuming work and production, providing a certain demand space for small and medium-sized enterprises. But we should also pay attention to the characteristics of small and medium-sized enterprises, which involve a wide range of industries. In the process of coordinating accurate prevention and control and orderly resumption of production, local governments need to make greater efforts. Some local "specialized and innovative" small and medium-sized enterprises will be the focus of returning to work first.
According to the data of the Ministry of Industry and Information Technology, as of May 5, the Ministry of Industry and Information Technology has dispatched "specialized and innovative" SMEs 187 in the Yangtze River Delta region, with a repayment rate of 97%, a repayment rate of 69% and a capacity utilization rate of 74%.
In addition, the "SME Service Month" held in June last year was also launched in May this year. Liang Zhifeng, director of the SME Bureau of the Ministry of Industry and Information Technology, said that the activities will focus on the difficulties and needs faced by SMEs in their resumption of work and innovative development, focus on the pain points, difficulties and blockages of SMEs under the impact of the new round of epidemic, and mobilize leading group members, competent departments of SMEs at all levels, industry associations and service platforms to carry out a series of targeted, effective and innovative service activities through horizontal coordination, vertical linkage and demonstration.