202 1, 1 On June 3, China People's Bank issued the Notice of China People's Bank on Strengthening the Management of Payment Acceptance Terminals and Related Services (Yinfa [2021] No.259), which put forward new requirements for the management of payment barcodes, and in March 20221.
The "Notice" clearly requires that for individuals with obvious characteristics of business activities, bar code payment and collection service agencies should provide them with bar codes collected by special merchants, and refer to the relevant management regulations of special merchants, and may not provide them with collection services related to business activities through personal bar codes. Payment service agencies are obliged to provide commercial payment codes for merchants free of charge, and merchants only need to provide necessary identification information.
At the same time, in order to ensure the effective implementation of the relevant requirements of personal collection bar code and the smooth transition of business, the Notice has set a transition period, requiring payment service providers to comprehensively and fully assess the normal payment needs of customers, formulate supporting service plans, do a good job in customer guidance and service, and ensure that service costs do not rise and quality does not decline.
Today, there is less than a week before the implementation date of the "new regulations". After March 1, can the personal receipt code continue to be used? "WeChat payment indicates that according to the communication between Tenpay (the main company of WeChat payment) and the regulatory authorities and the understanding of the new regulations, after March 1, the personal collection QR code can still be used.
Some users who have obvious business behaviors need to upgrade to the business receipt code according to regulations, and the platform will keep a period of time as a transition period before users upgrade. The person in charge also said that the regulatory authorities will announce the standards of obvious business practices in the near future. If the upgrade conditions are met, the WeChat payment assistant will send a message notification, and users who have not received the notification will not be affected.
Alipay also said that from March 1 day, 2022, Alipay's original personal collection code can be upgraded to "personal business collection code" for free. After the upgrade, functions such as collection and cash withdrawal can still be used free of charge, and also enjoy the rights of "dare to accept and pay compensation". The original personal collection code can also continue to be used, and the original function remains unchanged.
Now it is widely rumored on the Internet that "the personal payment code will be cancelled", which has been heated up on the Internet and finally slapped by the official. In other words, you can continue to use the "personal collection code" of WeChat and Alipay in the future. The wonderful appearance of digital RMB has brought many benefits, and also added some better choices for the scenes supporting Alipay and WeChat payment.