At present, the insurance on the market is mainly divided into life insurance and property insurance; Among them, life insurance can be divided into life insurance and health insurance.
In order to make it easier for everyone to know more, today Xue Xuechang will take life insurance and health insurance as examples to tell you something about it.
If your partner really knows little about insurance, you may wish to click this article to know in advance: Super Complete! Everything you want to know about insurance is here.
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1. Life insurance
The so-called life insurance refers to the insurance that takes the life of the insured as the protection object; Common life insurance in the market mainly includes term life insurance, whole life insurance and old-age security.
Both term life insurance and whole life insurance are life insurance, but the guarantee period is obviously different; It mainly plays the role of replacing the pillar of the family. When the insured dies, life insurance can pay a death insurance premium for the insured's family to protect their old age.
It is precisely because of this that life insurance is recommended for adults who need to bear the responsibility of family economic pillars.
Taking life insurance as an example, senior has compiled a detailed information. If you want to know more, you can poke this article and have a look:
What's the difference between term life insurance and whole life insurance? Senior sister tells you!
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2. Health insurance
As the name implies, health insurance refers to the insurance with the health of the insured as the core, which is mainly seen in critical illness insurance, millions of medical insurance, cancer insurance and so on.
Take critical illness insurance as an example. During the guarantee period, if the insured is unfortunately diagnosed with an agreed major disease, the insurance company will directly pay a sum of insurance money according to the conditions for meeting the claim. The point is that this insurance money is unlimited.
Speaking of which, if a friend is eager to buy critical illness insurance, you may wish to refer to this article before taking out insurance:
Top ten popular critical illness insurance stocks worth buying!
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