It's 2022, why do people still deposit "time deposits"? Isn't financial management "fragrant"?

Because you can get relevant interest by choosing time deposit. Moreover, there may be some risks in choosing financial management, so in 2022, some people will still choose to deposit time deposits instead of choosing financial management.

With money, people generally choose to obtain relatively high income through time deposits. Or choose to get more money through some financial management methods. However, compared with the two, there are still more people who choose time deposits.

Time deposits are relatively stable.

Many people make this choice mainly because the fund deposits are relatively stable at any time. But also according to the amount of your time deposit, let yourself get relevant income within a specified period of time. So even in 2022, some people will still choose to deposit cash in the bank. And through the way of time deposit, let your heart have a relatively stable state.

Financial management has certain risks.

Although many people think financial management will be more fragrant. But at the same time, we also need to admit that if there are some special circumstances in the process of financial management, financial management will have great risks. It may directly let you invest your money in financial management, which is a big loss. Therefore, although many people know that financial management can make them get more money, they will still choose to deposit their money in the bank when the risk is relatively high.

Personally, I will also choose a time deposit.

Because my personality is more introverted and my attitude towards life is more stable. Therefore, I have always felt that choosing a time deposit will not have a negative impact on my life. So when you have some savings, you will generally choose a time deposit according to your actual situation. And in the process of time deposit, you can also consume according to the relevant interest.