In order to let everyone know this product more clearly, dad recommends you to read this article "Is Alipay New Good Medical Insurance Long-term Medical Care 2020 Worth Buying?" An article to sweep the pit for you.
Good medical insurance Long-term medical insurance The health information of this product is becoming more and more strict, but we should also make good health information when we apply for insurance.
Telling the truth when applying for insurance is not only the obligation of the insured, but also an important part of the smooth settlement of claims in the later period.
First, what is the truth?
1. Fill in the health notice.
The agent of the insurance company made an oral inquiry.
Maybe someone will ask, how should I inform you?
Here, dad summed up three points:
Answer whatever you ask.
(2) The degree of informing is subject to insight and medical diagnosis.
(3) Carefully identify the contents of the notification and distinguish the types, symptoms and duration of the disease. If you really don't know, you can consult relevant people.
Second, what are the consequences of not telling the truth?
If the insurance company fails to tell the truth when applying for insurance, it has the right to terminate the contract and refuse to pay compensation. If the undisclosed matters have no significant impact on the insured amount, the insurance company will generally pay normally.
Third, dad's summary.
It is the duty of the insured to tell the truth when applying for insurance, and the consequences of not telling the truth are very serious. After the accident, not only can you not get the claim, but even the premium you paid can't be refunded, so you can only play in Shui Piao after paying the premium for many years.