According to Jiang Yan, deputy director of Nanjing Housing Security and Real Estate Bureau, on the one hand, the Ministry of Finance and State Taxation Administration of The People's Republic of China issued an announcement on September 30, from June 2022 10 to February 3, 20231,on the other hand, they sold their own houses and existing houses by 65,438+.
On the other hand, on September 30th, the People's Bank of China decided to reduce the interest rate of the first individual housing provident fund loan by 0. 10 by 5 percentage points from June 2022.
In addition, through active efforts, the minimum down payment ratio for Nanjing residents to purchase second-home commercial loans has recently been optimized and adjusted to not less than 40%, further reducing the purchase cost of improved groups.
According to its introduction, in terms of meeting the demand for talents, rigid and improved housing, Nanjing's current measures include: purchasing 1 set of talent gathering disks in the periphery of Hongshan New Town in Xuanwu District.
At the same time, we will increase our support for improving housing demand. Families registered in this city with members aged 60 or above can buy 1 house. For residents who work in Nanjing for a long time but pay social security or individual taxes in other places, we can provide proof of residence for half a year or more and buy a house in Nanjing.
According to the statistics of the local real estate department, since the second quarter, the demand for rigid and improved houses has been gradually released. The transaction volume of second-hand houses in Nanjing has maintained positive growth for two consecutive quarters. In the third quarter, the price index of new commercial housing turned positive, and the price index of second-hand housing turned positive and maintained growth. Market expectations are gradually improving. Nanjing real estate development investment continues to maintain positive growth, and the market transaction scale has basically returned to the normal level in previous years.
"From the horizontal comparison between brother cities in Jiangsu Province and similar cities in China, the supply, volume and transaction volume of new commercial housing in Nanjing this year are at the top level, especially the second-hand housing market as a whole shows strong resilience, which has laid a solid foundation for the virtuous circle and healthy development of Nanjing real estate industry." Jiang Yan analyzed that since June 5438+065438+ 10, with the further release of the policy effect, the transaction scale of new houses and second-hand houses in Nanjing has been continuously improved, and the growth trend of new houses and second-hand houses has further stabilized in the first half of June 5438+February.
"We will continue to strengthen the implementation of the original policies such as having many children, supporting the elderly, improving the housing conditions of new citizens and families with all kinds of talents, and fully implement new support and preferential policies with the departments of taxation, provident fund management center and management department of Nanjing Branch of China People's Bank to strengthen market guidance and services." Jiang Yan said.
The author understands that the local government plans to continue to provide accurate housing purchase services for different professional groups through offline exhibitions, promote reasonable housing consumption and steadily boost market confidence.