How about this product?
1 You can choose two protection schemes with high flexibility.
There are two different protection schemes for the annual exclusive edition of the New Year: the high-income edition and the high-current edition.
The high-receiving version is closer to the characteristics of pension annuity insurance products, and is suitable for groups who want to use special funds and receive more pensions after retirement.
The high current price version is more suitable for those who want to plan assets and take care of the elderly. At present, prices are rising rapidly, and the pension will be slightly lower than the first scheme, which can be used for asset inheritance.
Moreover, the protection scheme can be changed before receiving the pension, and the degree of freedom is higher. Everyone can choose their own security scheme according to their own needs.
2 guaranteed collection, life-long current price.
Although the annual exclusive edition of the new Xi does not guarantee the collection period, there is no need to worry, because its pension annuity can also be collected for life, and there will be a current price for life. Whenever you die, the beneficiary can get a death insurance. Compared with some products that guarantee the end of the collection period and have no compensation after the current price is zero, it is still much better.
3. Support the reduction of insurance, which can meet the capital demand.
The benefits of pension annuity are simply too much to support the reduction of insurance. The insurance reduction rules of the annual exclusive version of Xinxi are written into the contract, and customers who choose the high current price version can get better flexible turnover at the current price through insurance reduction when they have financial needs.
4 birthday gold wishes, get more.
While receiving the pension, if the first policy anniversary after the age of 88 is still alive at 0: 00, you can also receive a birthday bonus of 100% of the basic insurance amount, which is equivalent to receiving a double pension this year.
5 More friendly to women.
Because the average life expectancy of women is generally higher than that of men, and the time for receiving them is generally longer, under the same conditions, the amount received by women in the past pension insurance will be lower than that of men. The annual exclusive edition of New Xi broke the tradition. Under the same conditions, men and women receive the same amount without discrimination and are very friendly to female friends.
6 Support associated general accounts
You can attach Ruyibao B universal account, with a guaranteed interest rate of 2% and the latest settlement rate of 4.3% (data in July 2023, subject to real-time announcement), and the performance is still good.
In addition to policy benefits, many people are also more concerned about the qualifications of insurance companies. Founded in 2002, Fude Sino Life is a national professional life insurance company with a registered capital of 65,438+065,438+07.52 million yuan. It is one of the top ten insurance companies with a registered capital of over10 billion yuan. At present, the company has 35 branches in China, with more than 65,438+0,000 branches and their service outlets. 12 was selected as "Top 500 Asian Brands" and "Top 500 Shenzhen Enterprises" in 2002/0/year, ranking among the top three in the insurance industry. Fude Insurance Holdings behind it is one of the only 13 insurance groups in China. In addition to Sino Life, Fude also owns Fude Property Insurance, Life Insurance Asset Management, Fude Asset Management (Hong Kong) and Fude Insurance Sales. The strength of the company can be seen.
For many young people now, providing for the aged is a topic that has attracted enough attention. Only by planning the life of providing for the aged in advance when you are young can you calmly cope with the risk of getting old and living longer in a few years. If you just want to plan the old-age insurance for yourself, the annual version of the new pension annuity insurance is a rare good product. Its advantages are clear, it is more friendly to women, there are two choices, and there are really many bright spots. It is not only suitable for people who value the quality of old-age life, but also suitable for people who want to take care of old-age care and asset inheritance.