The following are the recommendations of several pure consumer critical illness insurance products:
1, Sunshine Insurance and Health E Insurance
Electronic insurance for Sunshine Insurance is very flexible: 10, 20, 25, 30, 70 years old, 100 years old. The waiting period 180 days can guarantee 40 kinds of serious diseases. Different from other products, the insurance coverage of this product is increasing. If it is 65,438+million in the first year, 200,000 in the second year and 300,000 in the third year.
2. Hongkang Life Healthy Lifec
In terms of the guarantee period, item C of a healthy life can only be 70 years old or lifelong. It is a long-term critical illness insurance product, covering 50 major diseases, excluding life insurance liability. In case of death, the premium or cash value will be refunded.
3. Huaxia Youbao
Huaxia Youbao is a pure critical illness protection product recently launched by Huaxia Life Insurance, which guarantees life-long, with a waiting period of 90 days, mainly critical illness protection, and the number of critical illnesses reaches 8 1.
4. Anbang enjoys harmony, health and health preservation.
The guarantee time for Anbang's harmonious and healthy enjoyment is 60, 65, 70, 75 and 80 years old, the number of serious illnesses is 50, and the waiting period is 80 days. Like sunshine insurance and health insurance with electronic insurance, the amount of protection is increasing. However, this product has mild illness protection, which can guarantee 10 mild illness.
5. Hongkang Life Insurance Healthy Life a
Hongkang Life Healthy Life A and Hongkang Life Healthy Life C are the same series of products, but the guarantee time and insurance liability are different. There are three guarantee periods for a healthy life: 70, 85 and life. Insurance liability is more comprehensive, covering 15 kinds of serious diseases, as well as the exemption function of the insured.
Consumer critical illness insurance refers to the liability insurance of critical illness insurance that does not have the function of cash return and only pays after the occurrence of major diseases agreed in the contract.
The above can be selected according to your own insurance needs ~
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