What is the account holder's medical insurance payment display 320 for filing?

The reason why the cardholder of the filing card pays medical insurance shows 320 is that in 2022, the individual payment standard of medical insurance for urban and rural residents is 320 yuan per person per year, but the cardholder of the filing card does not need to pay in person, and the fee is paid by the government. According to the regulations of the state, the medical insurance premiums for the minimum living security object, orphans, five-guarantee households, severely disabled people, families with special difficulties in family planning and families of martyrs are paid in full by the government, mainly including the members of the minimum living security family for urban and rural residents, the extremely poor people in urban and rural areas, severely disabled people, and poor households with established files. These people mainly belong to difficult groups. In order to prevent the family's living standard from declining due to social security payment, the state provides special extra security.

First of all, file the medical insurance policy for card holders.

The poverty-stricken households with serious illness and minor illness are provided with health poverty alleviation policies, major illness insurance reimbursement policies and major illness insurance reimbursement policies. Subsidies will be given to those identified as low-income recipients, destitute people, orphans, and poverty-stricken people with established files to participate in the basic medical insurance, so as to ensure that they are included in the basic medical insurance and serious illness insurance. Among them, urban subsistence allowances are paid in full, rural subsistence allowances and orphans are fully funded. Give a fixed subsidy to the difference between the subsistence allowance of the poor people who have established the card and the individual payment.

Two, on the issue of repeated insured cardholders to enjoy welfare.

The person who set up the file has not only participated in the medical insurance for urban workers, but also participated in the medical insurance for urban and rural residents, and chose a basic medical insurance to enjoy medical treatment. Choose medical insurance for urban and rural residents, in accordance with the relevant policies for the treatment of urban and rural residents' medical insurance card holders, and enjoy the "four guarantees" treatment according to regulations; The choice of medical insurance for urban workers is implemented in accordance with the relevant policies of medical insurance for urban workers, and they do not enjoy the "four guarantees" treatment.

Third, medical insurance payment related issues

1, medical insurance payment can be inquired on the local social security website, and you need to go to a designated medical institution to enjoy medical insurance benefits.

2. Not all medical insurance can be reimbursed, and individuals have to bear part of it, and there is a maximum payment limit.

3. Personal burden includes: consultation expenses of general outpatient service (emergency), drug purchase expenses of designated retail pharmacies, and hospitalization expenses (outpatient prescribed diseases).

4. The maximum payment limit refers to the maximum amount of medical expenses paid by the basic medical insurance fund to the insured in a medical year, and the standard is about 4 times of the average salary of employees in this city last year.

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