If it is a boy, today's life insurance amount is 70,000 yuan, and the annual premium is 19363.60 yuan. Before the age of 60, he will receive a survival allowance of 7000 yuan every other year, and after the age of 60, he will receive a survival allowance of 4200 yuan every year, which will remain unchanged for life. Xinsheng products provide medical supplement, with annual premium of 34.67 million yuan, life insurance of 65.438+million yuan, critical illness insurance of 65.438+million yuan, accidental medical treatment of 65.438+million yuan, hospitalization expenses of 3,000 yuan per year, outpatient service of non-organ transplantation of 65.438+0.500 yuan and organ transplantation of 65.438+million yuan.
If the life insurance amount of a girl today is 70,000 yuan, she will pay 10 years, and the annual premium will be 19260.93 yuan. Before the age of 60, he will receive a living allowance of 7,000 yuan every other year, and after the age of 60, he will receive a living allowance of 4,200 yuan every year for life. Xinsheng products provide medical supplement, with annual premium of 32.87 million yuan, life insurance of 65.438+million yuan, critical illness insurance of 65.438+million yuan, accidental medical treatment of 65.438+million yuan, hospitalization expenses of 3,000 yuan per year, outpatient service of non-organ transplantation of 65.438+0.500 yuan and organ transplantation of 65.438+million yuan.
Personal opinion, for reference only.