The payment standard of endowment insurance for urban and rural residents is generally divided into several payment grades. At present, the minimum payment grade is 200 per year, and the maximum payment grade is not higher than the employee pension insurance standard for local flexible employees. Therefore, the gap between the highest payment standards is relatively large.
Calculation method of residents' endowment insurance;
1, the lowest payment, the fastest return, but the least pension.
2, the highest payment, the most money in the future.
It should be noted that the proportion of government subsidies is the highest. In the future, the pension will not be the most or the least. However, it is generally recommended that the elderly choose the highest payment level to pay. If you are young, you can adopt the payment method of high before and low after.
Juxin business consulting
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Monthly pension benefits = (total personal contributions+government subsidies+personal account interest)+139 months+basic pension, and we can refer to these three payment methods when choosing payment grades.