What is Alipay Health Insurance?
In Alipay, there is a health insurance quota, that is, a disease with limited coverage can be compensated. Now, in addition to buying a serious illness and worry-free way, increasing the number of offline payments of Alipay can increase the amount of protection for users.
Alipay officials said that in addition to bonuses, each payment can also get a health insurance, and the amount of protection will increase with the accumulation of payments (up to 3 times a day). 25 major diseases specified by the state are within the scope of protection, and online declaration and claim settlement are supported.
In addition, when air pollution is serious, you can receive health insurance once a day; The amount of health insurance can be accumulated until the upper limit is reached.
What is the use of health insurance amount?
Users can get the upper limit through offline payment and easy delivery. This function is actually very similar to the annual mutual aid for serious illness in medical insurance, and the amount of compensation that users can get when 25 major diseases occur.
The product corresponding to Alipay's free health insurance quota is Worry-Free for Serious Illness (Welfare Edition), which is the health insurance provided by Alipay for offline payment users free of charge. It is a critical illness insurance with a maximum coverage of 5,000 yuan.
Worry-free care for critical illness is a one-year medical insurance that users need to buy, which has higher protection and wider coverage than worry-free care for critical illness (welfare version).
Generally speaking, Alipay health insurance cannot be cancelled. Because this is the health protection benefit that Alipay gives users free of charge, you don't have to worry about it, and it doesn't matter. If you don't receive health insurance, it will be invalid for a certain period of time.