Mutual treasure can apply for claims in the following diseases:
First, the scope of mutual assistance for serious diseases: 99 diseases+malignant tumors+specific rare diseases, such as qualified craniotomy, acute myocardial infarction, sequelae of severe stroke, etc. ;
Second, the scope of mutual assistance for the elderly cancer prevention program: malignant tumors, such as qualified thyroid cancer and prostate cancer;
Third, the scope of cancer prevention and mutual assistance for people with chronic diseases: malignant tumors;
Four. The mutual assistance scope of the Volkswagen Traffic Accident Mutual Assistance Plan: As a passenger with a valid ticket, he was accidentally injured while riding an operating vehicle legally engaged in passenger transport.
Mutual treasure is a serious illness mutual aid program on Alipay, and it is the largest mutual aid community in the world. If the members who join it encounter major diseases (99 serious diseases+malignant tumors+specific rare diseases), they can enjoy a mutual fund of up to 300,000 yuan, and the expenses will be shared by all members.
Huzhubao outpatient service and hospitalization can not be reimbursed. It is not an insurance product, but a mutual protection plan. If the participant suffers from serious illness or accidental death/disability and meets the requirements for applying for mutual assistance, the platform will pay the mutual assistance fund agreed in the contract in one lump sum, regardless of the actual treatment expenses of the participant.
However, there is a 90-day waiting period for mutual assistance for serious diseases, chronic diseases and cancer prevention for the elderly. During the waiting period, the platform is exempted from liability, and the public transport accident mutual assistance plan has no waiting period.
1. What are the mutual insurance 100 kinds of critical illness protection?
0/00 diseases covered by Alipay include malignant tumors, including malignant tumors, acute myocardial infarction, sequelae of severe stroke, major organ transplantation or hematopoietic stem cell transplantation, coronary artery bypass grafting (CABG), end-stage renal disease (uremia stage of chronic renal failure), multiple limb loss, amnesia or subacute hepatitis, benign brain tumors, etc.
2. Where can I check the mutual insurance diseases?
After joining mutual insurance, click on the section with the name on the details page of mutual insurance to enter the details page of mutual insurance. There is an insurance clause in the clause agreement, which contains a detailed introduction to this 100 disease.