In this post, the "Financial Emperor" made a life plan for people with a monthly income of 2,000 yuan: divide the money into five parts, the first part is 600 yuan, the second part is 400 yuan, the third part is 300 yuan, the fourth part is 200 yuan and the fifth part is 500 yuan. The first 600 yuan is used for living expenses. With such a small living allowance, you can only get a dozen dollars a day. One rice, one egg and one cup of soybean milk for breakfast. Chinese food is snacks and fruits. Turn on a small stove for dinner, cook some rice, add two dishes, and have a glass of milk before going to bed. So the food in January is about 500 to 600 yuan. If you are young, you won't have health problems for several years. The second copy of 400 yuan is used to make friends and expand your interpersonal circle. Your phone bill may cost 100 yuan. You can treat guests twice a month, each time 150 yuan. The third copy of 300 yuan is used for study. You can spend 50 yuan to 100 yuan to buy books every month. If you don't have much money, you should read books carefully and learn to use the spirit of books when you study. Save another 200 yuan and attend a training once a year. The fourth 200 yuan is used for traveling, and you are rewarded to travel at least once a year. Take part in that kind of free travel and stay in a youth hostel. "Financial Emperor" believes that traveling will become the driving force of life, and you will have more enthusiasm and energy to work. The fifth part is 500 yuan's investment. Save it first, then you can invest in the stock market, or you can use it as the capital for purchasing goods. Small businesses are very safe. Open a Taobao account and wholesale something.
Part-time job below 3000 yuan
The "wealth manager" believes that people who earn less than 3,000 yuan a month must work part-time to make money. Try to find a job related to sales, such as a real estate agent, which is a very good part-time job. You can not only meet many valuable people, but also exercise your information gathering ability and marketing skills. Clothes and shoes should be bought as little as possible this year. It's best to buy all the money earned from part-time jobs as a way to reward yourself. There are businessmen in need everywhere. Do something for them part-time to hone their will, eloquence and working ability. Coupled with your financial management ability, your income will increase to at least 5000 yuan in the second year. The minimum is 3,000 yuan, otherwise your income growth can't keep up with inflation. Keep this balance, and gradually you will have a large surplus. This is a virtuous circle of life planning. And you can gradually realize your dreams, buy your own house and car, and prepare enough education funds for future children.
Be generous when you are poor.
20 10 within one day of September 2, the post of "Financial Emperor" was clicked by more than 7,000 netizens. Many netizens said that "it is too strong and worth learning". In addition to making a super plan for his opponent's money, this "financial emperor" has some novel ideas that have been recognized by netizens: spend money on others when you are poor, and spend money on yourself when you are rich. Eat out less, treat people if they want to eat, and invite people who have more dreams, more ideas and work harder than themselves. "Financial Emperor" believes that knowing what to invest and where to save it is the key to the whole process. [2]
The financial manager claims that he often gets free things online.
"Financial Emperor" thinks that everyone just graduated, and the salary is definitely not high, but there are many things needed in daily life. Saving is the golden rule of our graduates. In fact, some products, especially electronic products, can be obtained for free in many places in life. It's actually quite simple. There are many TV prize-winning activities on the Internet now. Similar to Hunan Satellite TV's Brave Rush. You may not know that many companies have prize-winning activities online. There may be hundreds of activities going on every month, and they are all big brand companies. Don't worry about being cheated. Just look at the advertisements on your QQ dialog box. Since it is an advertisement for QQ, it will not deceive people. Some of these activities are lottery and some are competitions. In fact, as long as you participate more and work harder, you can get back several awards. What kind of laptop, mobile phone and so on. Moreover, the number of participants in this kind of game usually exceeds 1000, and there are really hundreds of people playing hard, which has great opportunities [3].
Edit this paragraph and learn how to manage money like an animal.
Animal experts divide our common animals into six types: aggressive, diligent, cunning, dependent, knowledgeable and simple, which shows that animals, like people, also have personalities. But many people will be surprised to say that animals have their own advantages in financial management. In fact, the survival of every animal is closely related to its financial ability, and many animals can even be called "financial experts", which is worth learning from. [4