What kind of insurance is cancer insurance?

Anti-cancer insurance, as its name implies, is a kind of insurance that specifically protects cancer. Generally for the elderly, especially the elderly. There are not many insurances suitable for the elderly, and health insurance is rare. Therefore, cancer prevention insurance has become the best choice for the elderly to configure health insurance. Of course, if you are not very old and healthy, you can consider these critical illness insurance: "Top Ten Hot Critical Illness Insurance Inventory! 》

Cancer insurance is divided into the following categories according to the guarantee period:

1. One-year cancer prevention insurance: the guarantee is only one year, and it will be renewed when it expires. The insurance premium will be adjusted according to age. The older you get, the higher the premium will be and it is possible to stop selling. It is not recommended to buy one-year cancer insurance.

2. Regular cancer insurance: it can guarantee a certain age or fixed number of years, usually consumer insurance, and the premium is relatively reasonable. Ordinary families are suitable for buying regular cancer insurance.

3. lifelong cancer prevention insurance: including death means that the premium can be refunded regardless of illness or not. If you get regular cancer insurance without getting sick, the premium will be paid for the water, but the premium including death is very expensive, so people with rich families can start.

There are too many anti-cancer insurance products now. How to identify which one is good and which one is not? Read this article and you will know: "How to buy cancer insurance, which is good, comprehensive analysis"

What problems should I pay attention to when buying cancer insurance? As follows:

1. Even if some cancer insurances sold online don't need physical examination, you can't conceal your medical history, otherwise you will bear the consequences. In this case, insurance companies usually ask for higher insurance rates, termination of insurance contracts or refusal to pay.

The shorter the waiting time, the better. Cancer insurance products on the market will have a waiting period, ranging from 30 days to 360 days. You can't claim compensation during the waiting period, so you'd better choose products with short waiting period.

3. Try not to choose anti-cancer insurance products with strict health notification, otherwise it will be impossible to insure in many cases. When you are insured, you should master these tips for health notification: "What tips are there for health notification when you are insured? 》

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