Good health and good luck clause

Difference 1: Fushou Ankang is a combination of Xinhua Furu Donghai whole life insurance (dividend-sharing type) and additional Ankang to pay the critical illness insurance in advance, while the critical illness insurance and the increase of healthy Fuxing are separate critical illness insurance. At the same time, the former's main insurance is dividend insurance, while the latter is general insurance, and there is no dividend.

Difference 2: the basic protection for major diseases of longevity and well-being remains unchanged, and only the death/total disability protection for the main insurance such as Donghai increases with the dividend of the insured amount; However, the clause on the increase of the star of health and happiness in the critical illness insurance stipulates that the insurance coverage of major diseases will increase by 3% in the first year, and the insurance coverage of death will increase by 1% in the first year of each year, so the ways of increasing the insurance coverage are different.

Difference 3: Fushou Ankang additionally pays critical illness insurance in advance with optional responsibility: those who choose optional responsibility and are diagnosed as malignant tumor for the first time will be paid with 50% cancer special care insurance in addition to the critical illness insurance. However, critical illness insurance does not have this option.

Difference 4: 35 kinds of major diseases, 32 kinds of longevity and well-being, and 32 kinds of health and good luck.

Both types of insurance can meet your needs. You can go to official website to see the specific cases of two products:

Fushou Ankang:

Health and good luck:

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.