How can I check my insurance policy?

Yi Kangbao can check his policy through the online WeChat official account. Take "Wenzhou Yikangbao" as an example. Wechat search "Wenzhou Yikangbao" WeChat official account, search for late attention, find "Personal Center" in the bottom menu bar, and then click. There is an "Insurance Inquiry" option. Click on it and enter the information of the payer or the insured. After entering, click "Query Now". Wenzhou Yikangbao is mainly insured online, and Alipay and WeChat official accounts can be insured. After insurance, the insurance company will not give the insured a paper version of the policy, so it needs to be queried online.

Wenzhou Yikangbao insured population: all insured persons of Wenzhou basic medical insurance.

2022 version of adult premium 100/ person/year, minor premium 80 yuan/person/year.

Guarantee content:

Responsibility 1: hospitalization and outpatient treatment for special diseases: the insured amount is 500,000 yuan, and the compensation ratio is1.5-30,000 yuan,10%; 30,000-50,000 yuan, 20%; More than 50 thousand yuan, 40%; Deductible10.5 million yuan;

Responsibility 2: hospitalization outside medical insurance and reasonable expenses guarantee for special diseases, with the insured amount of 500,000 yuan, the compensation ratio of 60%, and the deductible of 1 1,000 yuan.

Which groups of people is Yikangbao suitable for buying?

1. Over-age: At present, the insured age of most medical departments in the market can't be over 65, while Yikangbao is not limited, let alone 65 years old, and you can buy it at 80 years old.

Second, the physical condition is not very good: Yikangbao is Huimin insurance and does not need health advice. You can also get insurance if you are sick.

Third, senior occupation: Yikangbao is not limited to occupation. If you are engaged in high-risk work such as aerial work and firefighters, you can't buy health insurance, then buy Yikangbao.

If it is not the above three groups of people, I still suggest you buy millions of medical insurance, which is not enough. One Million Medical Insurance A 30-year-old person can buy one million insurance coverage with an annual premium of 200-300 yuan (Ruyi Million Medical Insurance can reach 6 million insurance coverage), and the hospitalization expenses inside and outside the medical insurance can be covered, and the reimbursement ratio can reach 100%. At present, the deductible of millions of medical insurance on the market is mostly 1 10,000 yuan, which is more cost-effective than Yikang Insurance.

(PS: When buying millions of medical insurance, you must make a good health notice. Many claims disputes are caused by failure to make health notification. )