Guangdong Huibao's claim conditions

The higher the insurance claim conditions:

1. Self-paid self-care expenses guarantee refers to the medical insurance expenses after medical insurance reimbursement. The deductible is consistent with the deductible of critical illness medical insurance. The deductible of critical illness medical insurance is reimbursed by 50% for the deductible above 0 yuan, with a maximum payment of 500,000 yuan.

2. Self-care and hospitalization of Class B are guaranteed at their own expense, of which Class B drugs and some materials are guaranteed at their own expense, with a maximum of 500,000 yuan, a deductible of 4,000 yuan, 25% of 40-20,000 yuan, and 50% of more than 20,000 yuan. Among them, 80% of medical treatment outside Shaoxing at their own expense is included in the scope of reimbursement.

3.37 kinds of guarantees purchase drugs at their own expense and high prices. After deducting the deductible 1 000 yuan, the maximum reimbursement is 500,000 yuan, and the reimbursement is 60%.

4. The higher the insurance coverage, the more value-added services, including pharmacy direct payment service, reservation purchase and distribution service, drug assistance application guidance service, health education cloud classroom, drug consultation service, and major disease questionnaire screening service.