Are Alipay child welfare and critical illness insurance reliable?

The product currently being sold by Alipay is called health welfare children's critical illness insurance, not child welfare. This product is a children's critical illness insurance product under PICC Health, with rich coverage and relatively loose insurance conditions. Overall, this health and welfare child critical illness insurance is still very reliable.

If a small partner is interested in this product, you can read this article:

Alipay 202 1 Health and Welfare Children's Critical Illness Insurance will be discontinued soon? Buy it? An analysis of a paper ...

Then the senior sister will briefly introduce the critical illness insurance for healthy children and see how it is guaranteed! Not much nonsense, directly above:

1. Flexible choice of guarantee period

Children's critical illness insurance has three protection periods, namely 30 years, 70 years and life. Both regular coverage and long-term coverage exist in this product. No matter what kind of protection period you like, you can find a protection period that suits you (except short-term protection).

So do you know how to choose the right protection period? After reading this article, everyone will understand:

Should critical illness insurance be guaranteed for a fixed period or for life?

2. Short waiting time

The waiting period of children's critical illness insurance for health benefits is only 90 days, which means that the insured can enjoy the protection brought by this product after 90 days of entry into force.

And everyone should know that there are many similar products on the market at present, and the waiting period can reach 180 days, which is twice as long as the waiting period of critical illness insurance for healthy children!

3. Comprehensive guarantee

It is believed that we can see from the product drawings that the coverage of critical illness insurance for healthy children includes mild and moderate diseases, special and rare diseases for children, hospitalization allowance for specific severe diseases, exemption from mild and moderate diseases and death protection for the insured.

Even from the perspective of the whole children's critical illness insurance market, the protection content of health and welfare children's critical illness insurance is not inferior, and it is very comprehensive!

So what other children's critical illness insurance on the market is worth insuring? Senior tells you:

Ten super cost-effective children's critical illness insurance, don't miss this treasure raiders!

Hope to adopt

The same number on the whole network: Xueba said insurance, welcome to search!