The explanation on Baidu Encyclopedia is: artificial intelligence, namely "artificial" and "intelligence". "Artificial" is easier to understand and less controversial. Sometimes we have to consider what human beings can do, or whether human intelligence is high enough to create artificial intelligence, and so on. But in general, "artificial system" is an artificial system in the usual sense.
There are many questions about what "intelligence" is. This involves consciousness, ego, mind (including unconscious mind) and other issues. It is generally believed that the only intelligence people know is their own intelligence. However, our understanding of the necessary elements of our own intelligence and human intelligence is very limited, so it is difficult to define what "artificial" intelligence is. So the study of artificial intelligence often involves the study of human intelligence itself.
In other words, using people's own intelligence to analyze and solve problems forms an algorithm mechanism.
In finance, artificial intelligence can change the content of customer acquisition, risk control, identity recognition and customer service in the financial industry. Take easy-to-understand customer service as an example. Traditional financial customer service is manual, but through artificial intelligence technology and natural language processing, customers' questions can be analyzed by algorithms and accurate answers can be given, which greatly saves the cost of financial services. In this regard, traditional financial institutions do not all have such technical strength, but many large Internet.