How to buy critical illness insurance for children? I recommend you to have a look first: evaluation of children's critical illness insurance: don't buy children's critical illness insurance indiscriminately! 》
Comparison between Taiping Life's worry-free products and other big companies. The picture comes from Bao Dad.
(1) The lowest premium is 100% C+ of Taikang Life Insurance.
This product is equipped with basic guarantee, and the premium is at least nearly 1000 yuan cheaper than other models.
(2) Consumers who value the protection of children's special diseases can choose peace life worry-free growth or PICC life worry-free children 20 19.
Worry-free growth 10 special diseases for children 100%, worry-free children 20 19 and 20 special diseases for children 100%, leukemia 100%.
(3) Minor illness protection advantages Taikang Life Insurance 100% C+, PICC Life Insurance Children 20 19.
Health 100% C+ payment for 5 times is not grouped, and the payment amount is 30%; Children's worry-free 20 19 will not be paid in groups for 3 times, and the compensation amount will be 20-50%. Comparison between Taiping Life's Worry-Free Growth and Other Popular Products
The picture comes from Bao Dad.
(1) The best cost performance is the cooperation between Fosun and Healthy Mommy Baby and ruitai Life.
These two products have comprehensive protection for mild, moderate and severe diseases, as well as compensation for special diseases of children. The premium is also the lowest.
(2) Friends who pursue high insurance coverage can choose the naughty insurance of Guohua Life Insurance.
One year before 10 policy, you can pay 150% of the insured amount for serious illness.
Summary: The guarantee of worry-free growth of children with special diseases is ok, but in fact, the whole product can only be said to be quite satisfactory, and there are not many bright spots. If you take a fancy to Taiping Life's big company background and have sufficient budget, you might as well consider it.