Quanyou's life-long product features are as follows:
1. You can be insured after seven days of birth.
2. Only need to pay the premium of 19 years.
3. The first child pays more critical illness insurance.
4. Accumulate up to 370% of the insurance premium.
5. Three specific diseases and leukemia are specially designed for children.
Full-life product benefits:
be without incident
1. Guaranteed for life and paid to the beneficiary upon death.
A class of major diseases
1. Guarantee to be 75 years old.
2. Protect 8 major diseases.
3. Pay 20% of the insured amount after diagnosis.
Second-class major diseases
1. Lifetime guarantee.
2. Protect 34 major diseases.
3. Divided into four groups: malignant tumor, nervous system, cardiovascular and cerebrovascular diseases and others.
4. Suffering from a major illness for the first time, paying 500,000 yuan; Suffering from a major illness for the second time, paying 500,000 yuan; Suffering from a major illness for the third time and paying 500,000 yuan! Yes, it can be paid in three installments, that is, 1.5 million.
Children-specific diseases
1. Guaranteed 22 years old.
2. Pay after diagnosis.
3. Three kinds: severe hand-foot-mouth disease, severe Kawasaki disease and severe juvenile rheumatoid arthritis.
4. Compensation amount: 20% of the basic insurance amount.
Leukemia insurance money
1. Guaranteed 22 years old.
If you are diagnosed and survive for 30 days after diagnosis, you can pay.
3. On the basis of paying the second kind of critical illness insurance, pay extra, and the amount paid is 50%* the basic insurance amount.
Late stage of disease
1. Lifetime guarantee.
2. Terminal illness: refers to the insured's terminal illness. The existing medical technology has been unable to treat or alleviate the disease, and will lead to the death of the insured in the next six months. At the request of patients and their families and with the consent of doctors, all active treatments have been abandoned, and all treatment measures are only aimed at alleviating the pain of patients.
Total disability insurance
1. Lifelong guarantee, total disability compensation.
Long-term care fund for the elderly
1. From the age of 60 to the life of the insured.
2. Unable to independently complete three or more of the six basic activities of daily life, it was first recognized as a state of complete loss of independent living ability by specialists, and this state lasted for more than 180 days.
3. Six basic daily life: dressing, moving, moving, going to the toilet, eating and bathing.
4. Payment amount: basic insurance amount/120, and continuous payment 10 is guaranteed.