Taikang Life Insurance has a good reputation in the industry, you can rest assured. Looking at the ranking in the insurance industry is actually to look at the real strength, comprehensive solvency, operating conditions and product reputation of an insurance company. I made such a ranking and gave it to you for free: How about China Life? Do you have any insurance recommendations?
Taikang Life Insurance Company, as a senior insurance company in the industry, has been at the forefront of the insurance industry. On the whole, this company is very reliable. However, buying insurance is not something that can be decided by striking the table. Many people will definitely be more worried about Taikang Life Insurance products.
To judge whether the insurance you buy is cost-effective, it depends on its protection content! First, make a list and summarize the main products of Taikang Life Insurance. Some of these products are not bad, but some products are not recommended.
Some time ago, I also specially studied the health and critical illness insurance promoted by Taikang Life Insurance, and pulled out the advantages and disadvantages of this product:
1. Advantages: I have to say that the security is still relatively good. The minor illness protection will pay 30% at the beginning and be paid in five installments. Have the responsibility to pay for the insured amount at the end of death/high disability/disease, as well as the extra compensation for high-risk and serious diseases such as "major organ transplantation or hematopoietic stem cell transplantation".
2. Disadvantages: the price is inferior. There are many cheaper products with the same guarantee on the market.
The above is just a brief introduction. For more details about Hui Jian, please see the blue section.
Besides Wellness, I have also done some research on other products of Taikang to see if China Life is good. Do you have any insurance recommendations?
On Taikang Life Insurance.