What are the exclusions of health insurance? Pay attention when applying for health insurance.

The common exclusions of health insurance include intentional self-injury, intentional crime, drunk driving, driving without a license, nuclear radiation, HIV infection, hereditary diseases, drug injection and so on. Different products have different exclusions, so the contract terms shall prevail.

Some friends may be confused about whether it is necessary to buy health insurance, so senior sister suggests that you read this article carefully: Is it necessary to buy health insurance? These routines must be paid attention to!

In fact, the exclusion clause is what we often say, which refers to the content that insurance companies do not cover. When we have an insurance accident, if the exemption clause is involved, the insurance company will not settle the claim, so when you buy health insurance, you should read the exemption clause carefully. If you want to know more about the exemption clause, you can read this article: What is the exemption clause of insurance? What do you think? If you don't understand, you will suffer a big loss!

In addition, when you apply for health insurance, you need to pay attention to choosing the right products according to your actual situation, compare the products on the market, and then choose the best.

In addition, critical illness insurance and medical insurance are common health insurance. When choosing products, try to choose products with comprehensive protection within the budget, so as to give us relatively comprehensive protection, and don't care too much about the popularity of insurance companies. The content of product protection is what we should pay most attention to.

Regarding critical illness insurance, I have compiled a list before, and interested friends can have a look: Top Ten Hot Critical Illness Insurance Inventory!

Hope to adopt!

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