(1) If you pay one-year insurance, you don't have to pay long-term contracts such as 5 years, 10 years and 20 years, which is generally about 20% of the annual premium, and this is the case every year.
(2) For long-term contracts (especially those with a term of more than 65,438+05 years), the payment period is also long (generally more than 5 years), which is generally the highest in the first year and can reach 30%-50% of the annual premium, and then decreases year by year.
(3) Long-term contracts (especially over 65,438+05 years), but the payment period is short (generally within 5 years), and the proportion is relatively low, which may be around 65,438+00% in the first year. In particular, the proportion of one-time sex is generally only about 2%.
Extended data
For the commission system, it is very important to determine the appropriate commission ratio, which will induce salesmen to work hard. Too low has no incentive effect, and too high will affect the profits of enterprises. Therefore, considering the market situation and enterprise strategy, it is very important to determine the appropriate commission ratio.
There are generally two ways of royalty ratio: fixed royalty ratio and progressive or decreasing royalty ratio. Fixed royalty ratio means that all achievements are divided into fixed proportions. Progressive or regressive method means that increasing or decreasing percentage is used in different performance intervals to improve incentives, which of course depends on product characteristics and cost structure.
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