How to inquire about your own industrial injury insurance?

First, how to check your own work-related injury insurance:

1. Social security center inquiry, you can bring your ID card to the service hall of the local social security center, and ask the staff to help you inquire. .

2. Online inquiry, log in to the labor security network or social insurance business website of your city, click the "Personal Social Security Information Inquiry" window, and enter my ID card and password (the password is your social security number or the date of birth of your ID card) to inquire about my insurance information.

3. Telephone consultation: Call the labor security comprehensive service telephone number "12345" for policy consultation and information inquiry.

Industrial injury insurance refers to a social insurance system in which workers or their survivors suffer accidental injuries or occupational diseases at work, or under specified special circumstances, resulting in temporary or permanent loss of working ability and death, and the state and society provide material assistance. Identification of temporary incapacity of workers in industrial injury insurance due to industrial injury or occupational disease. No matter what the reason, the responsibility lies with individuals or enterprises, and they all enjoy social insurance benefits, which is the principle of no-fault compensation. Industrial injury insurance, also known as occupational injury insurance. Work-related injury insurance is a social security system that collects the work-related injury insurance premiums paid by employers and establishes a work-related injury insurance fund to provide practical legal medical care and necessary economic compensation for workers who suffer accidental injuries or occupational diseases in production and business activities, resulting in death, temporary or permanent loss of working ability. This kind of compensation includes not only medical and rehabilitation expenses, but also the cost of ensuring basic living.

Second, the characteristics of industrial injury insurance:

1, the scope of industrial injury insurance is that workers are in the process of productive labor. Because occupational hazards are everywhere, no one can completely avoid occupational injuries. Therefore, industrial injury insurance, as an insurance system against occupational hazards, is applicable to all employees. Any employee who has an industrial accident or occupational disease should enjoy industrial injury insurance, without exception.

2. The liability of industrial injury insurance is compensatory. In other words, workers' rights to life and health, survival and labor are affected, damaged or even deprived. Therefore, industrial injury insurance is a kind of social insurance system based on the compensation liability of employees injured at work, and other social insurances are based on the help and compensation liability of employees' living difficulties.

3. Work-related injury insurance implements the principle of no-fault liability. No matter whether the responsibility for industrial accidents belongs to the employer, the individual employee or the third party, the employer should bear the insurance responsibility.

4. Industrial injury insurance is different from endowment insurance. Workers do not pay insurance premiums, and all expenses are borne by the employer. That is, the applicant for work-related injury insurance is the employer.

5. The treatment of industrial injury insurance is generous and the standard is high, but the treatment is different because of different industrial accidents.

6. As a kind of social welfare, the coverage of industrial injury insurance is richer than that of business accident insurance. In addition to accidental injuries at work, it also includes occupational disease reimbursement, acute sudden death insurance and funeral subsidies (work-related deaths).

legal ground

Regulations on industrial injury insurance

Article 2 Enterprises, institutions, social organizations, private non-enterprise units, foundations, law firms, accounting firms and other organizations in People's Republic of China (PRC) and individual industrial and commercial households with employees (hereinafter referred to as employers) shall participate in work-related injury insurance in accordance with the provisions of these Regulations and pay work-related injury insurance premiums for all employees or employees (hereinafter referred to as employees).

Employees of enterprises, institutions, social organizations, private non-enterprise units, foundations, law firms, accounting firms and other organizations and employees of individual industrial and commercial households in People's Republic of China (PRC) have the right to enjoy treatment of industrial injury insurance in accordance with the provisions of these regulations.