Why can Ant Jinfu Kangfu be half cheaper than Ping An Fu?

Different insurance companies have different insurance attributes. According to the query, I like the card display.

1, the insurers are different: Ant Health Kangfu is PICC Health, and Ping An Fu is China Ping An.

2. The nature of insurance is different: the health insurance of ant insurance is critical illness insurance, and Ping An insurance is the main insurance in whole life insurance, with many additional risks.