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Hello, dear, the specific surrender process is as follows:
1. Apply to the insurance company for surrender. For example, you can call the insurance company's customer service hotline to apply for surrender. Another advantage of this is that you can consult the customer service for specific information needed for surrender, so as to avoid the situation that you can't surrender because of incomplete information and make a trip in vain;
2. Prepare surrender materials. Generally, it is necessary to prepare the applicant's valid identity document, insurance policy, premium payment certificate and insurance contract cancellation application. Among them, the application for canceling the insurance contract can generally be downloaded from the insurance company official website, or it can be filled in directly at the insurance company;
3. Take the surrender materials to the insurance company for surrender procedures. Generally, there will be insurance company staff to assist in surrender, usually to recover the policy and give the surrender certificate to the surrender person;
4. The surrender money will be credited to the bank account designated by the insured within the agreed time.
If you buy insurance products online, you can generally apply for surrender directly online.